Steps to register for UBA internet banking and Mobile App

United Bank for Africa (UBA) offers convenient and secure digital banking services through its Internet banking platform and mobile app. These services provide customers with the flexibility to manage their accounts, transfer funds, pay bills, and access a range of banking services anytime, anywhere.

With Union Bank Internet Banking, customers can access their accounts anytime, anywhere, and perform a wide range of banking activities such as checking account balances, transferring funds between accounts, paying bills, and viewing transaction history. The platform is user-friendly, making it easy for customers to navigate and conduct their banking needs online.

In this article, we will guide you through the process of registering for UBA Internet banking and the mobile app, explore the features and benefits of these digital platforms,

Read: How to activate and register for UBA ussd

Features:

•  New users can easily register for internet banking directly from the login page with their debit card. It takes less than 2 minutes!
• View all your UBA accounts (savings, current, domiciliary, etc.) and their balances at a glance.
• Access detailed transaction history for each of your accounts, allowing you to track your spending and income.
• Fund Transfers:
  • Transfer funds between your own UBA accounts seamlessly.
  • Transfer funds to other UBA accounts or accounts in other banks within Nigeria.
  • Make international transfers to supported countries.
  • Send funds to a UBA branch for pick-up by a third party.
•  Conveniently pay utility bills (electricity, water, etc.), cable TV subscriptions, internet service providers, and other recurring payments.
•  Top up your mobile phone or purchase airtime for others directly from your account.
• Set up payment templates for recurring transactions, making them even faster and easier to complete.
•  Book flights and travel arrangements directly through the internet banking platform.

Benefits:

• Manage your finances anytime, anywhere, with an internet connection.
• Perform various banking transactions without visiting a physical branch, saving time and effort.
• UBA employs robust security measures, including two-factor authentication and image & phrase verification, to protect your account and transactions.
• Most transactions are processed instantly, providing you with immediate updates and access to your funds.
•  You have greater control over your finances, with the ability to track your spending, set up recurring payments, and manage your accounts on your own terms.

How to Register for UBA Internet Banking

There are two main ways to register for UBA Internet Banking:

1. Instant Self-Registration (Recommended):

This is the fastest and most convenient method, as it can be done entirely online in under two minutes. You’ll need your UBA Debit Card handy. 

• Visit the UBA Internet Banking login page: Go to
• This button is located on the login page.
• Enter your UBA account number, the first 6 digits and last 4 digits of your debit card, your debit card PIN, and its expiry date.
•  Choose a secure User ID and password.
• Follow any additional prompts to finalize the registration process.

2. Enrollment via Account Opening:

If you’re opening a new account at a UBA branch, you can request to be enrolled for Internet Banking during the account opening process. The bank staff will assist you with the registration.

Read: Process of registration for first bank internet banking and mobile app

UBA Mobile APP

The UBA Mobile App is a comprehensive mobile banking solution that allows you to manage your UBA accounts and perform various financial transactions conveniently and securely from your smartphone or tablet.

Key Features & Benefits

• Account Management:

  • View account balances and transaction history across all your UBA accounts.
  • Download and share account statements.
  • Manage beneficiaries for easy transfers.

• Fund Transfers:

  • Transfer funds between your own UBA accounts.
  • Transfer funds to other UBA accounts or other banks in Nigeria.
  • Make international transfers to supported countries.
  • Send money to a UBA branch for cash pick-up.

• Bill Payments & Airtime Recharge:

  • Pay utility bills (electricity, water, etc.), cable TV subscriptions, and other recurring bills.
  • Recharge your own mobile phone or purchase airtime for others.

• Lifestyle & Convenience:

  • Book flights and hotels.
  • Purchase event tickets and movie tickets.
  • Order food and other items.

• Card Management:

  • View and manage your UBA debit and credit cards.
  • Block or unblock your cards instantly.
  • Request new or replacement cards.
  • Set transaction limits and control your spending.

• Other Services:

  • Open new UBA accounts.
  • Apply for loans and credit cards.
  • Manage your investments.
  • Pay taxes online.
  • Locate UBA branches and ATMs.
  • Set up and manage recurring payments.

Read: Steps to register for fidelity bank internet banking

How to register for UBA mobile App

There are two main ways to register for the UBA Mobile App:

1. For Existing UBA Internet Banking Users

If you already have an account on UBA’s internet banking platform, you can easily register for the mobile app:

1. Search for “UBA Mobile Banking” on your device’s app store (Google Play Store for Android or App Store for iOS) and download it.
2.  Launch the UBA Mobile Banking app.
3.  Use your existing UBA Internet Banking User ID and Password to log in.
4. You will be prompted to create a 5-digit PIN for transaction authorization within the app.
5.  Once you have set your PIN, you can start using the app for various banking transactions.

2. For New Users or Non-Internet Banking Users

If you don’t have an existing UBA Internet Banking account, you can still register directly through the app:

  Same as above, download the “UBA Mobile Banking” app from your device’s app store.

1.  Launch the app.

2.  On the login page, select the ‘Register’ option.

3. Choose Registration Method:

   • Enter your 10-digit UBA account number, the first 6 digits and last 4 digits of your debit card, your debit card PIN, and its expiry date.
   •  If you have an activation code provided by a UBA branch, choose this option and enter the code.

4. Set up a secure User ID and Password for your mobile banking.

5. Follow any further on-screen prompts to finish the registration process.

How to reset and change  UBA internet banking and mobile app Passord/PIN

Here’s how to reset and change your UBA internet banking and mobile app password/PIN:

1. Resetting/Changing UBA Internet Banking Password

There are a couple of ways to do this:

• Through the Internet Banking Portal:

  1. Go to the UBA Internet Banking login page.
  2. Click on the “Forgot Password” link.
  3. Enter your User ID and submit.
  4. Answer the security question you set up during registration.
  5. A new password will be generated and sent to your registered email address. 

• Through the Mobile App:

  1. Log in to the UBA Mobile App.
  2. Go to ‘More’ -> ‘Settings’ -> ‘Modify Password 
  3. Enter your old password and new password, ensuring it follows the password rules.

2. Changing UBA Mobile App Transaction PIN

1. Log in to the UBA Mobile App.
2. Go to ‘More’ -> ‘Settings’ -> ‘Modify Transaction PIN’
3. Enter your current PIN and set a new PIN.

3. Resetting UBA Mobile App Transaction PIN

1. Log in to the UBA Mobile App
2. Go to ‘More’ -> ‘Settings’ -> ‘Forgot Transaction PIN’
3. Follow the prompts to reset your PIN. You might need to provide some account details or answer security questions.

How to transfer money from UBA

There are several convenient ways to transfer money from your UBA account:

1. UBA Mobile App

This is the most convenient option for transfers on-the-go.

• Log in to the UBA Mobile App.
• Go to the “Send Money” or “Transfers” section.
• Choose the transfer type (UBA account, other banks, etc.).
• Enter the recipient’s details and the transfer amount.
• Confirm the details and authenticate the transaction.

2. UBA Internet Banking (UnionOnline)

Perfect for transfers from your computer or laptop.

• Log in to UBA Internet Banking.
• Navigate to the “Transfers” or “Send Money” section.
• Choose the transfer type.
• Enter recipient details and transfer amount.
• Confirm and authenticate the transaction.

How to buy airtime from UBA

Here are the most common ways to buy airtime from UBA:

1. Using UBA Mobile App

This is the most convenient way if you have the UBA mobile app on your phone:

1.  Open the UBA Mobile App and log in using your credentials.
2. Look for the “Airtime” or “Buy Airtime” option, usually found on the home screen or within the “Payments” or “Services” section.
3. Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number you want to recharge, and select the amount of airtime you wish to purchase.
4. Review the details and confirm the purchase. You may need to enter your transaction PIN or an OTP for authentication.
5. The airtime should be credited to the specified phone number instantly. You’ll also receive a confirmation message.

2. Using UBA Internet Banking (UnionOnline)

If you prefer using your computer, you can buy airtime via internet banking:

1. Visit the UBA website and log in to your UnionOnline account.
2.  Look for the “Airtime  option”
3. Select the network provider, enter the phone number, and choose the airtime amount.
4.  Review the details and confirm the purchase. You might need to enter a transaction password or use a hardware token for authentication.
5. The airtime will be credited to the phone number, and you’ll receive a confirmation message or email.