Unity Bank offers customers the convenience of internet banking and a mobile app, making it easier than ever to manage their finances from anywhere at any time. With internet banking, customers can access their accounts, view balances, transfer funds, pay bills, and more with just a few clicks.
This allows for quick and secure banking transactions without the need to visit a branch. The mobile app takes this convenience to the next level, allowing customers to do all of these things and more on their smartphones or tablets. This means that customers can manage their finances on the go, making banking more efficient and accessible than ever before.
In this article, we will guide you through the process of registering for Unity Bank’s online services, including setting up your Internet Banking account and enrolling for the Mobile App. Discover the features and benefits of these digital tools.
Read: Steps to register for UBA internet banking and Mobile App
Features and benefits of unity bank internet banking
Unity Bank’s internet banking platform offers a range of features and benefits to its customers:
Features:
- Account Management:
- View account balances and transaction history
- Download and print account statements
- Request new cheque books
- Manage beneficiaries for easy transfers
- Fund Transfers:
- Transfer funds between your own Unity Bank accounts
- Transfer funds to other Unity Bank accounts
- Transfer funds to other banks in Nigeria (NIP transfers)
- Bill Payments:
- Pay utility bills (electricity, water, etc.)
- Pay for cable TV subscriptions (GOTV, DSTV)
- Pay other bills and invoices
- Airtime & Data Purchase:
- Recharge your mobile phone or buy data bundles directly from the platform
- Standing Instructions:
- Set up recurring payments or transfers to automate your finances
- Other Features:
- View and manage your Unity Bank debit and credit cards
- Block or unblock your cards
- Change your Visa card PIN
- Apply for certain loan products
Benefits:
- Convenience:
- Conduct banking transactions from the comfort of your home or office, anytime, anywhere.
- No need to visit a physical branch, saving you time and effort.
- Accessibility:
- Easy access to your account information and banking services 24/7.
- User-friendly interface designed for ease of use.
- Security:
- Robust security measures to protect your personal and financial information.
- Efficiency:
- Quick and efficient transaction processing.
- Automated payment options for recurring bills and transfers.
- Cost Savings:
- Reduced or eliminated transaction fees compared to in-branch transactions.
- Information & Updates:
- Stay informed about Unity Bank’s latest products and services.
Pay attention: How to enroll for union bank online banking and Mobile App
How to Register for Unity bank Internet Banking
There are two main ways to register for Unity Bank’s internet banking platform:
1. Online Self-Registration:
This is the most convenient way, as you can do it from anywhere with internet access.
- Go to the official Unity Bank website
- Click on the “Personal Login” or “Sign up” button under the “Internet Banking” section.
- Provide your account number, mobile number, and email address, along with other required details.
- Choose a secure username and password.
- Review the information and submit the form.
- You may need to activate your account via a link sent to your email or through an OTP sent to your mobile number.
2. Registration at a Branch
If you prefer in-person assistance or encounter difficulties with the online method, you can visit a Unity Bank branch.
- Locate your nearest Unity Bank branch.
- Inform a customer service representative that you want to register for internet banking.
- You will be given an enrollment form. Fill it out accurately with your details.
- Submit the completed form along with any required identification documents (e.g., valid ID card, passport).
- The bank staff will process your request and provide you with your internet banking login credentials.
Read: Steps to register for Standard Chartered Bank internet banking
Unity bank Mobile APP
Unity Bank’s mobile app is called Unifi. It’s a versatile banking app that puts the power of banking right at your fingertips. With Unifi, you can manage your Unity Bank accounts and perform various financial transactions conveniently and securely, all from your smartphone or tablet.
Key Features of Unifi
- Account Management:
- View account balances and transaction history
- Download and share account statements
- Fund Transfers:
- Transfer money between your Unity Bank accounts
- Transfer funds to other banks in Nigeria
- Send money to a Unity Bank branch for cash pick-up
- Bill Payments:
- Pay utility bills (electricity, water, etc.)
- Pay for cable TV subscriptions (GOTV, DSTV)
- Pay other bills and invoices
- Airtime & Data Purchase:
- Recharge your mobile phone or buy data bundles
- Lifestyle & Convenience:
- Purchase movie and event tickets
- Card Management:
- Block or unblock your debit cards
- Other Services:
- Open a Unity Bank account (for new customers)
- Refer customers and get rewarded
- Gamified transactions
Benefits of using Unifi:
- 24/7 Accessibility: Manage your finances anytime, anywhere with an internet connection.
- Convenience: Perform transactions and access services without visiting a branch, saving time and effort.
- Security: Robust security measures to protect your personal and financial information.
- User-Friendly Interface: The app is designed to be easy to navigate and use.
- Unifi offers extra features like customer referrals and gamified transactions to enhance your banking experience.
How to register for Unity bank mobile App
There are two main ways to register for Unity Bank’s mobile app, Unifi:
1. For Existing Unity Bank Customers
If you already have a Unity Bank account, you can register directly through the app:
-
Download the App:
- Search for “Unifi by Unity Bank” on your device’s app store (Google Play Store for Android or App Store for iOS).
- Download and install the app.
- Search for “Unifi by Unity Bank” on your device’s app store (Google Play Store for Android or App Store for iOS).
-
Open the app & select ‘Get Started’:
- Launch the Unifi app.
- Click on the “Get Started” button.
-
Select ‘I have a Unity Bank Account’
- Choose this option if you’re an existing customer
- Choose this option if you’re an existing customer
-
Enter Account Number:
- Input your Unity Bank account number
- Input your Unity Bank account number
-
Register Your Username
- Choose a unique username and complete the registration process
- Choose a unique username and complete the registration process
-
Log in and Start Banking:
- Once registered, log in with your username and start using the app.
- Once registered, log in with your username and start using the app.
2. For New Customers
If you don’t have a Unity Bank account, you can still register through the app:
-
Download the App:
- Same as above, download and install the Unifi app.
-
Open the app & select ‘Get Started’:
- Launch the Unifi app.
- Click on the “Get Started” button.
-
Select ‘Open an Account’
- Choose this option to start the account opening process.
-
Follow the Prompts
- Provide the required information and documents to open your account.
- Once your account is opened, you’ll be automatically registered for the mobile app.
Read: How to register for Stanbic IBTC Bank online banking and mobile app
How to reset and change Unity bank internet banking and mobile app Passord/PIN
- Navigate to id.unity.com.
- Select Forgot your password?
- Enter the email address of your Unity account and select Continue.
- Provided a Unity ID exists using the email address provided, a password reset token is sent via email.
- Select Reset password in the email provided.
How to transfer money from Unity bank
Unity Bank provides multiple convenient ways to transfer money:
1. Using the Unifi Mobile App:
- Log into the Unifi app on your smartphone.
- Navigate to the “Transfers” or “Send Money” section.
- Choose the transfer type (Unity Bank account, other banks, etc.).
- Enter the recipient’s details (account number, bank name if applicable) and the transfer amount.
- Confirm the details and authenticate the transaction using your PIN or fingerprint.
2. Using Unity Bank Internet Banking:
- Log in to your Unity Bank Internet Banking account on their website.
- Go to the “Transfers” or “Send Money” section
- Choose the transfer
- Enter the recipient’s details and the transfer amount.
- Confirm the details and authenticate the transaction using your hardware token or other security measures.
How to buy airtime from Unity bank
You have multiple options to buy airtime from Unity Bank, catering to different preferences and accessibility:
1. Unifi Mobile App
Convenient if you have the app installed on your smartphone.
- Open the Unifi app and log in with your credentials.
- Find the “Airtime Recharge” option, typically on the home screen or under “Payments” or “Services.”
- Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
- Review the details and click “Recharge.”
2. Unity Bank Internet Banking
Useful if you prefer using a computer.
- Visit Unity Bank’s website and log in to your internet banking account.
- Look for the “Airtime Purchase” or similar option.
- Select the network provider, enter the phone number, and choose the amount.
- Review the details and authorize the transaction.
