Welcome to the world of UBA USSD registration! If you’re looking to access quick and convenient banking services on the go, UBA USSD is here to make your life easier. With UBA USSD, you can check your account balance, transfer funds, pay bills, and much more, all at your fingertips.
Registering for UBA USSD (Unstructured Supplementary Service Data) is a simple and convenient way to access your bank account and perform various transactions using your mobile phone.
With UBA USSD, you can check your account balance, transfer funds, buy airtime, pay bills, and perform a range of other banking activities anytime and anywhere, without the need for an internet connection.
This service is not only convenient but also secure as it requires the use of your unique PIN to authorize transactions. By following the simple steps to register for UBA USSD, you can take advantage of the benefits of mobile banking and manage your finances more efficiently.
Read: How to register and activate keystone bank ussd code
Benefits of UBA Ussd
UBA USSD (*919#) banking, also known as Magic Banking, offers several benefits to its users:
Convenience and Accessibility:
- No Internet Needed: You can perform banking transactions without an internet connection, making it ideal for areas with limited or unreliable data coverage.
- Available on All Phones: It works on both smartphones and basic feature phones, making it accessible to a wider range of users.
- 24/7 Banking: Access your UBA account and services anytime, anywhere, with just your mobile phone.
Financial Transactions:
- Fund Transfers: Easily transfer money between your UBA accounts or to other banks in Nigeria.
- Airtime Purchase: Buy airtime for yourself or others quickly and conveniently.
- Bill Payments: Pay utility bills (electricity, water, etc.), cable TV subscriptions, and other bills directly from your phone.
- Balance Inquiry: Check your account balance anytime to stay on top of your finances.
- Mini Statement: Get a quick overview of your recent transactions.
Additional Services:
- Open Account: You can even open a UBA account directly through USSD without visiting a branch.
- Card Management: Block your UBA debit card in case of loss or theft.
- Flight Bookings: Book and pay for flights on various airlines.
- Other Services: Access other services like checking exchange rates, locating UBA branches and ATMs, and more.
Security:
- PIN Protection: Your transactions are secured with a PIN to prevent unauthorized access.
Overall:
UBA USSD banking offers a simple, fast, and secure way to manage your finances directly from your mobile phone, without the need for internet connectivity or visiting a bank branch. This makes it an excellent option for those who prefer a more accessible and convenient banking experience.
Read: How to register and activate fcmb ussd code
Requirements to register for uba ussd
To register for UBA USSD service (also known as Magic Banking), you need the following:
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An Active UBA Bank Account: You must have an existing account with United Bank for Africa (UBA). This could be a savings, current, or any other type of account offered by the bank.
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A Registered Mobile Phone Number: Ensure that the mobile phone number you intend to use for UBA USSD is the same one you registered with your UBA bank account. This is important for security and verification purposes.
That’s it! Once you have these two requirements, you can easily register for UBA Magic Banking by dialing *919# and following the on-screen prompts. The process is straightforward and user-friendly.
Read: How to register for First bank ussd code and requirements
How to Register for uba ussd
To register for UBA USSD (*919#), also known as Magic Banking, follow these steps:
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*Dial 919#: Use the mobile phone number linked to your UBA account
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Select “Register”: Choose the option to register for the service from the menu that appears on your screen.
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Enter Your Account Number: Provide your 10-digit UBA account number.
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Create a PIN: Create a secure 4-digit PIN that you will use for authentication and transactions.
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Confirm PIN: Re-enter the 4-digit PIN to confirm.
Once you complete these steps, your UBA USSD service will be activated, and you can start using it to perform various banking transactions like checking your balance, transferring funds, buying airtime, and more.
To open a UBA account using USSD, follow these steps:
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Dial *919#: Using your mobile phone (it doesn’t have to be a smartphone), dial the code 91920#.
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Follow the Prompts: You’ll be guided through a series of prompts on your phone’s screen. You’ll need to provide information like your name, date of birth, and other personal details.
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Get Your Account Number: Upon successful completion, you will receive an SMS containing your new UBA account number.
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Visit a UBA Branch: To fully activate and utilize all the features of your new account, you’ll need to visit a UBA branch with valid identification (like your passport or driver’s license) and your Bank Verification Number (BVN).
Also read: How to Register for Gtbank Ussd and Requirements
How to buy Airtime from uba
You can purchase airtime from UBA using USSD through the following methods:
1. Buying Airtime for Yourself:
- Dial
*919*Amount#on your mobile phone (linked to your UBA account). Replace “Amount” with the desired airtime value you want to purchase. For example, to buy ₦500 airtime, dial *919*500#. - Confirm the purchase when prompted, ensuring the amount and mobile number are correct.
- Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.
2. Buying Airtime for Others (Family and Friends):
- Dial
*919*Recipient's Number*Amount#. Replace “Recipient’s Number” with the phone number you want to top up and “Amount” with the desired airtime value. - Confirm the purchase, ensuring the recipient’s number and amount are correct.
- Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.
Additional Notes:
- You will receive an SMS confirming the successful airtime purchase.
- You can buy airtime for any network (MTN, Airtel, Glo, 9mobile) using this method.
- UBA sometimes offers promotions where you can get extra airtime for your purchases. Look out for these deals.
- Standard USSD charges may apply depending on your network provider.
Read: How to register for Fidelity bank Ussd and requirements
How to transfer money from UBA
You can easily transfer money from your UBA account using USSD by following these steps:
1. Transfer to Other UBA Accounts:
- Dial
*919*3*Account Number*Amount#on your phone.- Replace
Account Numberwith the 10-digit UBA account number of the recipient. - Replace
Amountwith the amount you want to transfer.
- Replace
- Follow the on-screen prompts to confirm the transaction and enter your 4-digit PIN.
2. Transfer to Other Banks:
- Dial
*919*4*Account Number*Amount#on your phone.- Replace
Account Numberwith the account number of the recipient at the other bank. - Replace
Amountwith the amount you want to transfer.
- Replace
- Select the recipient’s bank from the list displayed.
- Follow the prompts to confirm the transaction and enter your PIN.
Transaction Limits
| S/N | Method of Authorization | Per transaction | Per Daily |
| 1 | PIN | ₦20,000 | ₦100,000 |
| 2 | Secure pass (Token) | ₦20,000 | ₦100,000 |
| 3 | Secure Pass and Indemnity | ₦500,000 | ₦1,000,000 |
How to check UBA Account balance
To check your UBA account balance using USSD:
- Dial *919*00#: Using your phone linked to your UBA account
You will receive an SMS containing your current account balance almost instantly.
Other uba ussd code
| S/N | Transaction type | Codes | Charge (₦) |
| 1 | Pay Bills | *919*5# | 100 +VAT |
| 2 | ATM Cardless Withdrawal | *919*30*Amount# | 100 + VAT |
| 3 | Freeze Online Transactions | *919*9# | Free |
| 4 | Open a Bank Account | *919*20# | Free |
| 5 | Generate OTP | *919*8# | 5 |
| 6 | Airline Tickets | *919*12# | 50 + VAT |
| 7 | Taxes and Levies | *919*13# | 50 + VAT |
| 8 | Block Debit Card | *919*10# | 5 |
| 9 | Retrieve BVN | *919*18# | Free |
| 10 | Check LCC e-tag balance | *919*16*1# | 10.00 |
| 11 | Top-Up LCC e-tag | *919*16*2# | 50 + VAT |
| 12 | Request Bank Statement to Embassy | *919*21# | 1,075 (flat fee) + 21 per page |
| 13 | Request Bank Statement to Commercial banks and Fin. Inst. | *919 |
FAQS
Q: How do I register for UBA USSD Magic Banking?
A: To register, dial *919# on your phone linked to your UBA account. Follow the prompts to enter your account number and create a PIN.
Q: What transactions can I perform using UBA USSD?
A: You can check your account balance, transfer funds (within UBA and to other banks), buy airtime for yourself or others, pay bills, and more.
Q: Is UBA USSD secure?
A: Yes, UBA USSD uses encryption and PIN authentication to secure your transactions.
Q: Can I use UBA USSD on any phone?
A: Yes, it works on both smartphones and feature phones as long as they can send and receive SMS.
Q: How do I check my UBA account balance using USSD?
A: Dial *919*00# and enter your PIN.
Q: Can I buy airtime for others using UBA USSD?
A: Yes, dial *919*Recipient’s Number*Amount# to purchase airtime for another number.
Q: How do I transfer money using UBA USSD?
A: Dial *919*3*Account* NumberAmount# for UBA accounts, or *919*4*Account Number*Amount# for other banks.
Q: What is the daily limit for transactions on UBA USSD?
A: The daily limit is usually ₦1,000,000, but it can vary depending on your account type.
Q: What should I do if I forget my UBA USSD PIN?
A: Dial 9190# and follow the prompts to reset your PIN.
Q: Are there any charges for using UBA USSD?
A: UBA USSD service is free, but standard network charges from your mobile operator may apply.
Q: Can I open a UBA account using USSD?
A: Yes, you can open a Tier 1 account (with limited features) using USSD, but you’ll need to visit a branch for full activation.
Q: Can I block my UBA debit card using USSD?
A: Yes, dial *919*10# to block your card in case it’s lost or stolen.
