Wema Bank is one of the leading financial institutions in Nigeria that has embraced digital technology to provide more convenience and efficiency to its customers. The Wema Bank Internet Banking and Mobile App are two innovative tools that have revolutionized the way customers interact with their accounts and carry out financial transactions.
With the Internet Banking platform, customers can access their accounts online, check balances, transfer funds, pay bills, and even apply for loans from the comfort of their homes or offices. This feature has eliminated the need to visit physical bank branches, saving customers time and effort.
on the other hand, the Bank Mobile App is another powerful tool that allows customers to securely access their accounts via their smartphones or tablets. It offer a wide range of services, including instant fund transfers, bill payments, account statement viewing, airtime recharge, and even cardless withdrawals at ATMs. The app provides customers with real-time alerts and notifications to keep them informed about their account activities.
Pay attention: Process to register for Unity bank internet banking and Mobile App
Features of Wema Bank Internet Banking
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Account Management:
- View account balances and transaction history across all your Wema Bank accounts.
- Download and print account statements in various formats (PDF, CSV).
- Set up and manage standing orders for recurring payments.
- Request cheque books and stop cheques if needed.
- Manage beneficiaries for quick and easy transfers.
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Fund Transfers:
- Transfer funds between your own Wema Bank accounts seamlessly.
- Transfer funds to other Wema Bank accounts or accounts in other Nigerian banks (NIP transfers).
- Schedule future-dated or recurring transfers.
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Bill Payments and Airtime Recharge:
- Pay a wide range of utility bills (electricity, water, etc.).
- Pay for cable TV subscriptions and other service providers.
- Recharge your own mobile phone or purchase airtime for others.
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Card Management:
- View and manage your Wema Bank debit and credit cards.
- Temporarily block or unblock your cards in case of loss or theft.
- Request new or replacement cards.
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Other Services:
- Apply for loans and credit cards online.
- Open and manage fixed deposit accounts.
- View and manage your investments.
- Check foreign exchange rates.
- Locate Wema Bank branches and ATMs.
Benefits of using Wema Bank Internet Banking
- Convenience: Perform transactions and access your account information 24/7 from anywhere with an internet connection, eliminating the need to visit a branch.
- Security: Robust security measures such as two-factor authentication and encryption protect your sensitive data and transactions.
- Real-time Transactions: Most transactions are processed instantly, providing you with immediate updates and access to your funds.
- Efficiency: Save time and effort by managing your finances online, avoiding queues and paperwork at the bank.
- Accessibility: User-friendly interface designed for easy navigation and use, even for those less familiar with technology.
- Control & Flexibility: Have greater control over your finances, with the ability to track your spending, set up recurring payments, and manage your accounts on your terms.
Read: Steps to register for UBA internet banking and Mobile App
How to Register for wema bank Internet Banking
To register for Wema Bank Internet Banking, you have a few options:
1. Online Self-Registration:
This is the most convenient way, as you can complete the registration from your computer or mobile device.
- Go to the official Wema Bank website
- Click on the “Personal Banking” tab and select “e-Banking” from the dropdown menu.
- You’ll find this option on the e-Banking page.
- Fill out the online registration form with your account number, mobile number, and email address.
- Choose a secure username and password.
- Submit the form and follow the instructions to activate your account. This may involve clicking a verification link sent to your email or entering an OTP sent to your mobile number.
2. Registration at a Branch
If you prefer in-person assistance or encounter any difficulties with the online method, you can visit a Wema Bank branch.
- Locate your nearest Wema Bank branch.
- Inform a customer service representative that you want to register for internet banking.
- You will be provided with an enrollment form. Fill it out accurately with your details.
- Submit the completed form along with any required identification documents (e.g., valid ID card, passport).
- The bank staff will process your request and provide you with your internet banking login credentials.
Read; How to register for sterling bank online bank
Wema bank Mobile APP
Wema Bank primarily uses the ALAT mobile app for its mobile banking services. ALAT is a fully digital bank, but it’s seamlessly integrated with Wema Bank’s traditional banking services.
Key Features of ALAT:
- View balances, transaction history, download statements, and manage beneficiaries.
- Transfer funds between your Wema Bank accounts, to other banks in Nigeria, and even internationally.
- Pay utility bills, cable TV subscriptions, and recharge your mobile phone or others.
- Book flights, purchase movie tickets, order food, and access other lifestyle services.
- Create and manage savings goals, invest in mutual funds, and access other investment opportunities.
- Apply for and manage personal loans directly through the app.
- Control your Wema Bank debit and credit cards, set transaction limits, block/unblock cards, and request replacements.
- Features like biometric authentication (fingerprint or face ID) and transaction PINs ensure secure access and transactions.
- Create and manage virtual cards for online transactions, providing an extra layer of security.
- Collaborate with friends and family to achieve common savings goals.
Benefits of using ALAT:
- Manage your finances anytime, anywhere with an internet connection.
- Perform various banking tasks without visiting a branch, saving time and effort.
- Open an account and access a wide range of banking services entirely online.
- The app has a clean and intuitive interface, making it easy to navigate and use.
- ALAT offers unique features like savings goals, virtual cards, and group savings, catering to various financial needs.
How to register for Wema bank mobile App
- Download and install the ALAT app from your app store.
- Log in to the ALAT app.
- Navigate to the “Profile” section.
- Select “Upgrade to Internet Banking” and follow the prompts.
How to Perform a Password Reset
On the ALAT application
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Click on the ‘Forgot Password’ option
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Enter your registered email address or username and click next
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Enter new password, and confirm new password entry.
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Validate with ALAT PIN or Security Answer
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Receive OTP on registered phone number and input in OTP segment
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Click Submit
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Login with new password
Read: Steps to register for Standard Chartered Bank internet banking
How to perform ALAT PIN reset
Log into ALAT application using your registered email address and password
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Click on ‘Settings’ and tap on ‘ALAT Pin Management’
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Click on ‘Forgot ALAT Pin’
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Input the answer to your Security Question
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Receive OTP in registered email address and input in OTP segment
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Input New Pin and Confirm New Pin
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Click Submit
How to transfer money from wema bank
Wema Bank offers various convenient channels for transferring money. Here are some of the most common methods:
1. ALAT Mobile App:
This is the primary method for Wema Bank customers, as ALAT is their digital banking platform.
- Open the ALAT app and log in using your credentials
- Look for the “Transfers” or “Send Money” section, usually prominently displayed on the home screen or in the main menu.
- Select the appropriate option:
- Wema to Wema (transfer to another Wema Bank account)
- Other Banks (transfer to other banks within Nigeria – NIP transfers)
- International Transfers (transfer to banks outside Nigeria)
- Provide the recipient’s account name, account number, bank name (if applicable), and any other required details.
- Input the transfer amount and any additional details like the purpose or a reference number.
- Review the details carefully and confirm the transfer. You may need to enter your transaction PIN or use biometric authentication to authorize the transaction.
2. Internet Banking:
You can also use Wema Bank’s internet banking platform if you prefer using a computer.
- Visit Wema Bank’s website and log in to your internet banking account.
- Locate the “Transfers” or “Send Money” section.
- Select the transfer type, enter recipient details, amount, and other required information.
- Use your hardware token or other security measures to confirm the transfer.
How to buy airtime from wema bank
You have several ways to buy airtime directly from your Wema Bank account:
2. ALAT Mobile App
- Open the ALAT app and log in with your credentials
- Look for the “Airtime” or “Buy Airtime” section.
- Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
- Review the details and confirm the purchase.
3. Wema Bank Internet Banking
- Access Wema Bank’s internet banking platform using your login credentials.
- Look for the “Airtime Purchase” or “Buy Airtime” option.
- Choose the network provider, enter the phone number, and select the airtime amount.
- Review the details and authorize the transaction.
1. What are the names of Wema Bank’s internet banking platform and mobile app?
- Internet Banking: Wema Bank Internet Banking (sometimes referred to as ALAT for Business)
- Mobile App: ALAT by Wema
2. What are the requirements to register for Wema Bank Internet Banking?
- You must have an active Wema Bank account.
- Your mobile number and email address must be registered with the bank.
- You need a device (computer, smartphone, or tablet) with internet access.
3. How can I register for Wema Bank Internet Banking?
There are two primary ways to register:
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Through ALAT Mobile App (For Individuals):
- Download and install the ALAT app from your app store.
- Log in to the ALAT app.
- Navigate to the “Profile” section.
- Select “Upgrade to Internet Banking” and follow the prompts.
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Through the Website (For Businesses & Individuals):
- Visit the Wema Bank Internet Banking website.
- Click on the “Register” button.
- Provide your account number, mobile number, and email address.
- Create your login credentials.
- An OTP (One-Time Password) will be sent to your registered mobile number and/or email. Enter the OTP to complete the registration.
4. How can I register for the ALAT mobile app?
- Download and install the ALAT app from your app store.
- Open the app and select the option to “Sign Up.”
- Follow the on-screen prompts to provide your details, including your BVN (Bank Verification Number), and create your login credentials.
5. Can I register for the ALAT mobile app without registering for Internet Banking?
Yes, you can register for the ALAT mobile app independently. It’s designed to function as a standalone digital bank.
6. Is there a fee to register for Wema Bank Internet Banking or ALAT?
No, enrollment for both Wema Bank Internet Banking and the ALAT mobile app is free.
7. What if I forget my Internet Banking or ALAT password?
You can use the “Forgot Password” option within the respective platform to reset your password.
8. Can I access both Internet Banking and ALAT with the same login credentials?
No. ALAT and Wema Bank Internet Banking are separate platforms with different login credentials. However, you can upgrade your ALAT account to include Internet Banking access.
9. What should I do if I encounter difficulties during enrollment?
If you experience any issues, you can contact Wema Bank customer care through their helpline, email, or by visiting a branch.
10. Is it safe to use Wema Bank Internet Banking and ALAT?
Yes, Wema Bank employs strong security measures to protect your information and transactions on both platforms. It’s crucial to practice good online security habits, such as using strong passwords and avoiding public Wi-Fi for sensitive transactions.
