Unity Bank USSD allows customers to access banking services through their mobile phones. With the increasing use of smartphones and mobile devices mobile banking banking has become the next frontier in the digital banking space.
The Bank has taken a step forward by providing its customers with a convenient and secure way to carry out transactions without the need for internet connectivity.
It is available 24/7, allowing customers to access their accounts and perform transactions at any time, even outside of regular banking hours.
Read; How to activate union bank ussd
Benefit of unity bank ussd
Unity Bank USSD code (*7799#) offers several benefits to its users:
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Convenience: It allows you to perform various banking transactions from the comfort of your home or on the go, without needing to visit a bank branch or ATM.
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Accessibility: You can use the USSD service on any type of mobile phone, even basic feature phones that don’t have internet access.
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24/7 Availability: The service is available 24 hours a day, 7 days a week, allowing you to bank at your convenience.
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Wide Range of Services: You can perform various transactions, such as checking your balance, transferring funds, paying bills, buying airtime, and more, all through a single code.
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Speed: USSD transactions are usually processed instantly, saving you time compared to traditional banking methods.
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Security: Transactions are secured with a PIN, ensuring the safety of your funds and personal information.
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Cost-Effective: Many USSD transactions are free or have minimal charges, making it a cost-effective way to manage your finances.
Also read: How to activate and register for zenith bank ussd
What is bank ussd
Bank USSD, or Unstructured Supplementary Service Data, is a technology that allows customers to access banking services through their mobile phones.
This service is typically offered by banks to provide a convenient and secure way for customers to perform transactions or access information without the need for an internet connection.
With Unity Bank USSD, customers can check their account balance, transfer funds, pay bills, and perform other banking activities through a simple and user-friendly interface.
Service available in unity bank ussd
Unity Bank’s USSD code *7799# offers a wide range of services for its customers. Here are some of the key services you can access:
Account Management:
- Check Account Balance: View your account balance quickly and easily.
- Generate Account Statement: Get a mini-statement of your recent transactions.
- Verify BVN: Confirm your Bank Verification Number (BVN).
- Block Account: Block your account in case of loss or theft.
Funds Transfer:
- Transfer to Unity Bank Accounts: Send money to other Unity Bank customers.
- Transfer to Other Banks: Transfer funds to accounts in other Nigerian banks.
Airtime Purchase:
- Self Recharge: Buy airtime for your own phone number.
- Third-Party Recharge: Purchase airtime for friends and family.
Bill Payments:
- Pay Bills: Pay various bills like electricity, cable TV, and internet subscriptions.
- Buy Data: Purchase data bundles for your phone.
Other Services:
- Cardless Withdrawal: Withdraw cash from an ATM without your debit card.
- Link BVN to Account: Link your BVN to your Unity Bank account.
- Bet9ja Wallet Funding: Fund your Bet9ja wallet for online betting.
- Unity Bank USSD on POS: Make payments at Point-of-Sale (POS) terminals using the USSD code.
Read: Standard Chartered Bank ussd : How to activate and register
Requirement to register for unity bank ussd
To register for Unity Bank USSD services, you need to have the following:
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A Unity Bank Account: You must have an active account with Unity Bank.
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Linked Phone Number: The mobile phone number you intend to use for USSD transactions must be linked to your Unity Bank account. If it’s not linked, you can visit your nearest Unity Bank branch to update your records.
Read: Stanbic IBTC Bank USSD: How to register and activate it
How to register for unity bank ussd
To register for Unity Bank USSD services, follow these simple steps:
- Using the mobile number linked to your Unity Bank account to*7799#. dial
- You’ll be presented with options to add your account or debit card. Select the relevant one.
- Enter your details:
- Account Number: If you chose the account option, enter your Unity Bank account number.
- Debit Card: If you chose the debit card option, enter your Unity Bank debit card number.
- Create a PIN: Follow the prompts to create a4-digit PIN. This PIN will be used to authorize your transactions.
How to transfer money with unity bank
To transfer money using Unity Bank USSD code, follow these steps:
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Dial the USSD code: Dial *7799# from your mobile phone linked to your Unity Bank account.
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Choose the transfer option: You will be presented with different options. Select the option for transferring funds:
- For transfers within Unity Bank, select option 1.
- For transfers to other banks in Nigeria, select option 2.
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Enter recipient’s account number: Enter the correct account number of the person you want to send money to.
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Enter the amount: Input the amount of money you wish to transfer.
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Confirm the transaction: Double-check the details you entered and confirm the transaction by entering your 4-digit PIN.
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Transaction completion: You will receive a confirmation message upon successful completion of the transfer.
Example:
To transfer N5,000 to another Unity Bank account number 1234567890, dial *7799*11234567890*5000# and follow the prompts.
Read: How to activate and register for UBA ussd
How to buy airtime with unity bank ussd
There are two ways to buy airtime using Unity Bank USSD code *7799#:
1. Self Recharge:
To buy airtime for your own mobile phone linked to your Unity Bank account, dial the following:
*7799*Amount#
Replace “Amount” with the desired airtime value you wish to purchase. For example, to buy ₦1,000 airtime, dial *7799*1000#.
2. Third-Party Recharge:
To buy airtime for another person’s mobile phone, dial the following:
*7799*PhoneNumber*Amount#
Replace “PhoneNumber” with the recipient’s mobile number and “Amount” with the desired airtime value. For example, to buy ₦500 airtime for 08012345678, dial *7799*08012345678*500#.
Read: How to register for First bank ussd code and requirements
FAQS
Unity Bank USSD (*7799#): Frequently Asked Questions (FAQs)
Q1: What is Unity Bank USSD?
A1: Unity Bank USSD is a mobile banking service that allows you to perform various banking transactions using your mobile phone. Simply dial *7799# to access the service.
Q2: How do I register for Unity Bank USSD?
A2: To register, dial *7799# from your mobile phone linked to your Unity Bank account, and follow the on-screen prompts. You will need to provide your account number or debit card details and create a 4-digit PIN.
Q3: What services can I access with Unity Bank USSD?
A3: You can access a wide range of services, including:
- Checking account balance and transaction history
- Transferring funds to other Unity Bank accounts or other banks
- Buying airtime for yourself or others
- Paying bills (electricity, cable TV, internet, etc.)
- Buying data bundles
- Cardless withdrawals from ATMs
- Linking BVN to your account
- Blocking your account in case of loss or theft
Q4: What are the charges for using Unity Bank USSD?
A4: The charges vary depending on the transaction type. You can view the charges by dialing *7799# and selecting the option to view tariff.
Q5: Is Unity Bank USSD secure?
A5: Yes, Unity Bank USSD is secure. All transactions are protected by your 4-digit PIN, and Unity Bank employs robust security measures to protect your account information.
Q6: What if I forget my PIN?
A6: If you forget your PIN, you can reset it by dialing *7799# and following the prompts to reset your PIN.
Q7: Can I use Unity Bank USSD on any phone?
A7: Yes, you can use Unity Bank USSD on any mobile phone that supports USSD functionality.
