How to easily check you first bank account balance

Do you want to know your first bank  account balance and you don’t know the steps and process of checking your balance. If yes the content will address it and also explain more about it.

In today’s fast-paced world checking your account balance at First Bank Nigeria is a simple and convenient process that can be done in a variety of ways. Whether it’s tracking your expenses, ensuring you have sufficient funds for transactions, or detecting unauthorized charges, staying up-to-date with your account balance is essential.

One option is to use the FirstMobile app, which allows customers to easily access their account information at any time. By logging into the app with your secure credentials, you can view your current account balance quickly and easily. This method is especially useful for individuals who prefer to manage their finances on the go or who may not have access to a computer or ATM.

In this article, we will explore the various methods available for checking your account balance at First Bank Nigeria, providing you with the information you need to effectively monitor and manage your finances.

Read: Steps to transfer money from first bank

Also read: Process of registration for first bank internet banking and mobile app

How to check first bank account balance

There are several ways to check your First Bank account balance:

Online Banking:

1. Visit First Bank’s website 
2. Click “Login” and enter your username and password.
3. Navigate to “Account Summary” or “Account Balance”.
4. View your account balance.

Mobile Banking (FirstMobile):

1. Download and install FirstMobile from App Store or Google Play.
2. Register for FirstMobile with your First Bank account details
3. Open FirstMobile app
4. Log in with your username and password.
5. Tap “Account” or “Account Summary”.
6. Select the account you want to check (if multiple accounts).
7. View your account balance.

USSD Code:

1. Dial *894*00#.  on your registered phone number.
2. Select option 1 (Check Account Balance).
3. Enter your PIN.
4. Receive account balance display on your screen

ATM:

• Insert your First Bank ATM card into an ATM machine.
• Enter your PIN.
• Select the “Balance Inquiry” option.
• Your account balance will be displayed on the ATM screen.

How to transfer money from first bank

Online Banking:

1. Visit First Bank’s website
2. Log in with your username and password.
3. Navigate to “Transfers” or “Payments”.
4. Select transfer type (Interbank or Intra-bank).
5. Enter recipient’s account number, name, and bank.
6. Enter transfer amount and description.
7. Confirm transaction with your token or OTP.

Mobile Banking (FirstMobile):

1. Open FirstMobile app.
2. Log in with your username and password.
3. Tap “Transfers”.
4. Select transfer type (Interbank or Intra-bank).
5. Enter recipient’s account number, name, and bank.
6. Enter transfer amount and description.
7. Confirm transaction with your PIN or OTP.

USSD Code:

1. • From your mobile phone, dial *894#.
   • Choose the option for “Transfer” or “Send Money.”
   •  Select the type of transfer you want to make (e.g., within First Bank, to another bank, or to a mobile number).
   • Input the recipient’s account number
   •  Specify the amount you want to transfer.
   •  Review the details and confirm the transfer.
   • Enter PIN

ATM:

1. Insert debit card.
2. Select “Transfers”.
3. Choose transfer type (Interbank or Intra-bank).
4. Enter recipient’s account number.
5. Enter transfer amount.
6. Confirm transaction.

First Bank Branch:

1. Visit any First Bank branch.
2. Fill out a transfer form.
3. Provide recipient’s account details.
4. Pay transfer fee (if applicable).

Transfer Limits:

• Online/Mobile Banking: ₦500,000 (or equivalent) per transaction.
• USSD: ₦20,000 (or equivalent) per transaction.
• ATM: ₦40,000 (or equivalent) per transaction.

Transfer Fees:

• Interbank transfers: ₦50-₦100 (or equivalent).
• Intra-bank transfers: free.

Note:

• Ensure recipient’s account is active and correctly entered.
• Verify transfer details before confirming.
• Keep transaction receipts for reference.
• Be aware of applicable fees and limits.

How to buy airtime from first bank

USSD Code:

1. Dial *894*Amount# to recharge for self;{ dial *894*500#
2. To recharge for others, dial *894*Amount*Phone Number# {dial *894*500*07059250076#  to buy 500 airtme for 07059250076
3. Enter PIN to confirm.

Mobile Banking (FirstMobile):

1. Open FirstMobile app.
2. Tap “Airtime”.
3. Select airtime amount or enter custom amount.
4. Choose payment account.
5. Confirm transaction with PIN.

Online Banking:

1. Visit First Bank’s website.
2. Log in with username and password.
3. Navigate to “Payments” or “Airtime”.
4. Select airtime amount or enter custom amount.
5. Choose payment account.
6. Confirm transaction with token or OTP.

ATM:

1. Insert debit card.
2. Select “Airtime”.
3. Choose airtime amount.
4. Select payment account.
5. Confirm transaction.

Airtime Amounts:

• USSD/SMS: ₦100-₦20,000.
• Mobile/Online Banking: ₦50-₦50,000.
• ATM: ₦100-₦10,000.

Charges:

• No charges for airtime purchases.

Benefits:

• Convenience
• Speed
• Easy recharge
• No extra fees

Requirements:

• Registered phone number with First Bank
• Active First Bank account
• Debit card
• PIN or token for authentication

Read: Easy ways to check fidelity bank account balance

How to pay bills from first bank

There are several ways to pay bills from your First Bank account:

1. Online Banking:

• Log in to your First Bank online banking account.
• Go to the “Bill Payments” section.
• Select the biller you want to pay.
• Enter the amount you want to pay.
• Confirm the payment.

2. Mobile Banking App:

• Open the First Bank mobile banking app.
• Navigate to the “Bill Payments” section.
• Select the biller and enter the payment details.
• Confirm the payment.

3. ATM:

• Insert your First Bank ATM card into an ATM machine.
• Enter your PIN.
• Select the “Bill Payments” option.
• Choose the biller you want to pay.
• Enter the payment amount.
• Confirm the payment.

4. Branch Visit:

• Visit a First Bank branch near you.
• Request a bill payment form.
• Fill out the form with the biller’s details and the payment amount.
• Submit the form to the bank teller.

5 Bill Payment USSD Codes:

1. Dial *894#.
2. Select option 4 (Pay Bills).
3. Select biller category (e.g., Electricity, Water, TV).
4. Select specific biller (e.g., PHCN, Ikeja Electric).
5. Enter biller reference number (e.g., meter number).
6. Enter payment amount.
7. Select payment account (if multiple accounts).
8. Enter PIN to confirm.

Available Billers:

• Electricity (PHCN, Ikeja Electric, etc.)
• Water (Lagos Water Corporation, etc.)
• TV (DSTV, GOTV, etc.)
• Internet (Smile, Spectranet, etc.)
• Insurance (AIICO, Leadway, etc.)
• Taxes (FIRS, LIRS, etc.)

Benefits:

• Convenience
• Speed
• Easy payment
• No extra fees
• Payment confirmation

Requirements:

• Registered phone number with First Bank
• Active First Bank account
• Debit card
• PIN or token for authentication

Bottom Line

Whether you prefer online banking, mobile banking, in-person visits to a branch or using an ATM, there is an option that will suit your preferences and lifestyle. By staying on top of your account balance, you can effectively manage your finances and avoid costly mistakes. So, take advantage of the convenient tools and services offered by First Bank Nigeria to ensure you always know your current financial standing.