How to check Sterling Bank account balance: Checking the balance of your Sterling Bank account is a simple and straightforward process that can be done through various convenient methods. One of the most common ways to check your account balance is by using the bank’s mobile banking app.
Simply download the app on your smartphone, log in with your credentials, and navigate to the account balance section. Within a few seconds, you will be able to see the current balance in your account.
If you prefer not to use the mobile banking app, you can also check your Sterling Bank account balance by visiting a nearby ATM. Insert your debit card, enter your PIN, and select the option to check your account balance. The ATM will immediately display the balance in your account, allowing you to keep track of your finances on the go. Another option is to visit a Sterling Bank branch and speak to a customer service representative. They can assist you in checking your account balance and address any other queries or concerns you may have.
This convenient and secure method allows you to stay up-to-date on your finances from the comfort of your own home or on-the-go with a mobile device.
In this article, we will explore various convenient methods available to Sterling Bank customers for checking their account balance. From online options to mobile apps, ATMs, branches, and even SMS and USSD codes, you will discover a range of convenient ways to stay informed about your account status.
Read: Steps to check Standard Chartered Bank balance
Features:
-
Get instant account balance updates.
-
View recent transactions.
-
Manage multiple accounts (e.g., savings, current, fixed deposit) from a single platform.
-
Set up customizable alerts for transactions, low balance, and other activities.
Benefits:
-
Check account balance anytime, anywhere.
-
Stay updated on account activities.
-
Make informed decisions with up-to-date balance information.
-
Quickly detect unauthorized transactions.
-
Avoid visiting branches or ATMs solely for balance inquiries.
-
Regularly tracking balance helps maintain financial discipline.
-
Verify account balance to prevent disputed transactions.
-
Available 24/7, even on public holidays.
Read: How to easily check Stanbic IBTC Bank account balance
How to check Sterling Bank account balance
Here are the various ways to check your Sterling Bank account balance:
Online Banking
-
Visit the Sterling Bank website: www.sterlingbankng.com
-
Click on “Online Banking” at the top right corner.
-
Select “Personal Banking” or “Corporate Banking” (depending on your account type).
-
Enter your Username and Password.
-
Click “Login”.
-
Navigate to “Account Summary” or “Account Balance” to view your balance.
-
You can also view transaction history, pay bills, and perform other banking tasks.
Mobile Banking App
-
-
Download and install the Sterling Bank mobile app from:
-
Google Play Store (Android)
-
Apple App Store (iOS)
-
Launch the app.
-
Enter your Username and Password.
-
Tap “Login”.
-
Tap “Account Balance” or “Account Summary” to view your balance.
-
You can also view transaction history, pay bills, and perform other banking tasks.
First-Time Users:
-
Visit the Sterling Bank website
-
Click on “Online Banking” at the top right corner.
-
Click “Register” and follow the prompts.
-
Fill out the registration form with your account details.
-
Create a username and password.
-
Verify your account through the OTP sent to your registered phone number or email.
-
USSD Code
-
Dial *822# on your phone.
-
Press the call button.
-
Select option 1 (Balance Enquiry).
-
Follow the prompts to enter:
-
Your account number (optional).
-
Your 4-digit PIN (created during registration).
-
Your account balance will be displayed on the screen.
ATM
-
Locate a Sterling Bank ATM.
-
Insert your debit card.
-
Enter your 4-digit PIN.
-
Select “Balance Inquiry” or “Check Balance”.
-
Choose your account type (e.g., Savings, Current).
-
Your account balance will be displayed on the screen.
-
Locate any ATM (Interswitch, Visa, or Mastercard-enabled).
-
Insert your debit card.
-
Enter your 4-digit PIN.
-
Select “Balance Inquiry” or “Check Balance”.
-
Choose your account type (e.g., Savings, Current).
-
Your account balance will be displayed on the screen.
Bank Branch
-
Locate a Sterling Bank branch near you.
-
Visit the branch during working hours (usually 8am-4pm, Monday-Friday).
-
Approach a customer service representative.
-
Inform them you want to check your account balance.
-
Provide your:
-
Account number
-
Debit card
-
Valid identification
-
The representative will verify your account information.
-
They will display your account balance on their system.
-
You can request a printout of your balance (optional).
Customer Care
-
Phone: 01-2921020 (Lagos) or 0700-STERLING (0700-7837454) (toll-free)
-
WhatsApp: +234 906 100 8222
-
Live Chat: Sterling Bank website
-
Call the customer care number.
-
Follow the voice prompts or speak with a representative.
-
Provide your:
-
Account number
-
Debit card number
-
Date of birth
-
Other verification details
-
Request your account balance.
-
The representative will provide your balance.
-
Send an email to customer.service@sterlingbankng.com .
-
Include your:
-
Account number
-
Email subject: “Account Balance Inquiry”
-
Email body: Request for account balance
-
Receive a response with your account balance.
-
Save the WhatsApp number: +234 906 100 8222.
-
Send a message: “Balance” (space) “Account Number”.
-
Receive your account balance.
-
Visit the Sterling Bank website.
-
Click “Live Chat” or “Chat with Us”.
-
Provide your account number and verification details.
-
Request your account balance.
How to transfer money from sterling bank
Online Banking
-
Visit Sterling Bank website: www.sterlingbankng.com
-
Log in to online banking
-
Navigate to “Transfers”
-
Select transfer type (e.g., Sterling Bank, Other Banks)
-
Enter recipient’s account details
-
Confirm transaction
Mobile Banking App
-
Download and install Sterling Bank mobile app
-
Log in to the app
-
Tap “Transfers”
-
Select transfer type (e.g., Sterling Bank, Other Banks)
-
Enter recipient’s account details
-
Confirm transaction
USSD Code
-
Dial *822# on your registered phone number
-
Select “Transfer”
-
Choose transfer type (e.g., Sterling Bank, Other Banks)
-
Enter recipient’s account details
-
Confirm transaction
-
Confirm transaction
ATM
-
Insert card and enter PIN
-
Select “Transfers”
-
Choose transfer type (e.g., Sterling Bank, Other Banks)
-
Enter recipient’s account details
-
Confirm transaction
Bank Branch
-
Visit a Sterling Bank branch
-
Fill out a transfer form
-
Provide recipient’s account details
-
Confirm transaction
Types of Transfers
-
Sterling Bank Transfer (within Sterling Bank)
-
Interbank Transfer (to other banks)
-
Instant Transfer (immediate transfer)
-
Scheduled Transfer (future-dated transfer)
Transfer Limits
-
Online Banking: ₦500,000 (daily limit)
-
Mobile Banking App: ₦200,000 (daily limit)
-
USSD Code: ₦20,000 per transfer and ₦100,00 (daily limit)
-
ATM: ₦50,000 (daily limit)
Transfer Fees
-
Sterling Bank Transfer: Free
-
Interbank Transfer: ₦50 – ₦100 (depending on transfer amount)
-
Instant Transfer: ₦100 – ₦200 (depending on transfer amount)
Security Tips
-
Verify recipient’s account details
-
Use secure channels (e.g., online banking, mobile app)
-
Monitor account activity
-
Keep transfer details confidential
Read also: How to easily check keystone bank account balance
Bottom Line
It is important for Sterling Bank customers to regularly check their account balance to avoid overdrafts, identify unauthorized transactions, and stay on top of their finances.
By utilizing the various methods mentioned in this essay, you can easily stay informed about your account balance and make informed financial decisions. Whether you prefer online banking, phone banking, or visiting the branch in person, Sterling Bank provides multiple options for checking your account balance conveniently.
