In today’s digital world, keeping track of your finances is easier than ever. If you’re a customer of Union Bank of Nigeria, you have several options to check your account balance without needing to go to a physical branch.
Union Bank Nigeria prides itself on its commitment to customer satisfaction and financial inclusion. With a network of branches and ATMs nationwide, the bank provides convenient access to banking services for its customers.
The bank provides several easy ways for customers to check their account balance, including online banking, mobile apps, ATMs, and in-branch visits. This article will outline the various options available to account holders at Union Bank Nigeria, offering clear, step-by-step instructions on how to securely and efficiently check your account balance.
One of the quickest and most accessible methods to check your Union Bank of Nigeria account balance is by using the USSD code service. This method is particularly useful for those who may not have smartphones or internet access.
For those who prefer a more comprehensive banking experience, the UnionMobile app offers a user-friendly interface for managing your accounts. Available for both iOS and Android devices, this app allows you to not only check your balance but also view transaction history and perform various banking operations.
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What can you do with Union Bank ussd code
Union Bank’s USSD code (*826#) provides a convenient way to perform various banking transactions directly from your mobile phone, even without internet access. Here’s a breakdown of what you can typically do:
Basic Banking:
- Check your account balance
- Transfer money:
- Send money to other Union Bank accounts.
- Transfer funds to accounts in other banks.
- Buy airtime:
- Recharge your own phone.
- Buy airtime for friends and family.
Other Services:
- Withdraw cash from ATMs without your physical debit card.
- Retrieve your BVN.
- Request a loan
- Buy data bundles for your mobile phone.
- Block or unblock your ATM card
- Quickly block your account in case of suspected fraud or unauthorized access.
- Make payments to merchants who accept mCash.
- Find the nearest Union Bank branch or agent.
Read; How to easily check you first bank account balance
Methods for Checking Account Balance with Union Bank Nigeria
Union Bank Nigeria offers various convenient methods for checking your account balance to suit your needs and preferences.
ou can check your Union Bank Nigeria account balance through the following methods:
-
USSD Code:
- Dial *826*4# on your mobile phone.
-
UnionMobile App:
- Download and install the UnionMobile app from your app store.
- Log in to your account.
- Your account balance will be displayed on the dashboard.
-
UnionOnline (Internet Banking):
- Visit the Union Bank website and navigate to the internet banking section.
- Log in to your account.
- Your account balance will be displayed on the dashboard.
-
ATM:
- Visit any Union Bank ATM or any ATM that accepts your card.
- Insert your card and enter your PIN.
- Select the “Balance Inquiry” option.
-
POS Terminal:
- Visit any merchant with a POS terminal.
- Insert your card and enter your PIN.
- Request a balance inquiry.
Please note that some of these methods may require you to have registered for the relevant service beforehand.
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How to Activate USSD Code for Union Bank
To activate the USSD code for Union Bank, follow these steps:
- Open your phone’s dialer and dial *826*8#.
- Make sure you use the phone number linked to your Union Bank account.
- After dialing the code, a menu will appear on your screen.
- Input the last 4 digits of your ATM debit card.
- Choose a unique 4-digit PIN for your USSD transactions.
- Re-enter your PIN to confirm and complete the activation process.
Confirmation:
You’ll receive a confirmation message that your number has been activated for Union Bank’s USSD banking services
Requirements to Activate Union Bank Code
To activate Union Bank’s USSD code (*826#), you’ll generally need the following:
- Ensure you have an active account with Union Bank.
- Your phone number must be registered with your Union Bank account.
- Have a Union Bank debit card linked to your account.
- Ensure your mobile phone has sufficient airtime to cover the network charges for the activation process.
It’s important to remember that:
- No internet is required: USSD works through your mobile network, so you don’t need an internet connection or data.
- It’s free to register: Union Bank doesn’t charge you for activating the USSD service. However, your mobile network provider might charge a small fee per USSD session.
If you have these requirements and follow the steps mentioned earlier (dialing *826# and following the prompts), you should be able to activate Union Bank’s USSD code without any problems.
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