Easy ways to check Ecobank account balance

In today’s fast-paced world, keeping track of our finances has become more important than ever. One of the ways we can do this is by regularly checking our bank account balances. Ecobank, a leading financial institution, provides its customers with convenient and easy ways to check their account balances.

In this article, we will explore a variety of methods that Ecobank customers can utilize to check their account balance conveniently and securely. Whether you prefer online banking, mobile apps, ATMs, or USSD codes, understanding the different options available will help you stay on top of your finances and make informed decisions about your money.

Read: Steps to transfer money from Ecobank

Features:

•  You can access your up-to-the-minute account balance anytime, anywhere.
• Check your balance through various methods, including the Ecobank Mobile App, Internet Banking, USSD codes (*326#), or ATMs.
• Get a quick overview of your recent account activity, usually showing the last 5 transactions.
• Set up SMS or email notifications to receive alerts when your balance reaches a certain threshold or for specific transactions.

Benefits:

•  The multiple access channels offer flexibility, eliminating the need to visit a physical branch, saving time and effort.
• By regularly checking your balance, you can effectively monitor your spending, stay on budget, and make informed financial decisions.
• Early detection of any unauthorized transactions or errors is possible, allowing you to take immediate action to protect your funds.
• Stay informed about your account status and maintain confidence in managing your finances.

How to register for ecobank ussd

There are two primary methods to register for Ecobank USSD banking, depending on whether you already have an Ecobank account or not:

1. For existing Ecobank account holders:

• *Dial 326# from your registered mobile number.
• Select option 3: “Attach Mobile Number to Account.”
• Follow the prompts: You’ll be asked to provide your Ecobank account number and other details for verification. 
• Create a 4-digit PIN: This PIN will be used for your USSD transactions.
• Confirmation: Once successful, you’ll receive a confirmation message.

2. For new customers (without an Ecobank account):

• *Dial 326# from your mobile phone.
• Select option 1: “Open Xpress Account.”
• Follow the prompts: Provide the required information (name, date of birth, etc.) to open a new Ecobank Xpress account. 
• Create a 4-digit PIN during the account opening process.
• Automatic registration: Once your Xpress account is opened, you’ll be automatically registered for USSD banking.

Read: Steps to register for Ecobank internet banking

How to check Ecobank account balance

There are several ways to check your Ecobank account balance:

1. USSD Code:

• Dial *326# from your registered mobile number.
• Select the option to check your balance.
• If prompted, enter your 4-digit PIN.
• Your account balance will be displayed on the screen.

2. Ecobank Mobile App:

• Download and install the Ecobank Mobile App on your smartphone.
• Log in using your credentials.
• Your account balance should be prominently displayed on the dashboard or home screen.

3. Internet Banking:

• Visit the Ecobank Internet Banking website.
• Log in using your User ID and password.
• Your account balance will be visible on the dashboard or account summary page.

4. ATM:

• Visit any Ecobank ATM.
• Insert your debit card and enter your PIN.
• Select the “Balance Enquiry” option from the menu.
• Your account balance will be displayed on the screen.

How to transfer money from ecobank

There are several ways to transfer money from your Ecobank account depending on your preference and the recipient’s bank:

1. Ecobank Mobile App:

• This is the most convenient option if you have a smartphone and the Ecobank Mobile app installed.
• Log in to the app.
• Navigate to the “Transfers” or “Send Money” section.
• Choose the transfer type:
  • Within Ecobank: Transfer funds between your own Ecobank accounts or to other Ecobank customers instantly.
  • Send money to accounts in other Nigerian banks using NEFT or instant transfers (subject to charges and limits).
• Enter the required recipient details (account number, bank, amount, etc.).
• Confirm the transaction with your PIN or biometrics.

*2. USSD Code (326#):

• This option is useful if you don’t have internet access.
• Dial *326# from your registered mobile number.
• Follow the prompts to select “Transfer” and then the desired transfer type (within Ecobank or to other banks).
• Enter the recipient’s account number and the amount you wish to transfer.
• Confirm the transaction with your PIN.

3. Internet Banking:

• Log in to Ecobank Online.
• Go to the “Transfers” or “Payments” section.
• Select the appropriate transfer type.
• Provide the recipient’s details and the transfer amount.
• Authorize the transaction using your token or other security device.

Read: How to register for Ecobank USSD code without stress

How to buy airtime from Ecobank

There are several ways to buy airtime from Ecobank, depending on your preference and accessibility.

1. Ecobank Mobile App

• This is the most convenient method, especially if you have a smartphone.
• Steps:
  1. Open the Ecobank Mobile app and log in.
  2. Navigate to the “Airtime & Bills” or “Buy Airtime” section.
  3. Select the network provider (MTN, Airtel, Glo, or 9mobile).
  4. Enter the phone number you want to recharge and the desired amount.
  5. Confirm the transaction with your PIN or biometrics.
  6. The airtime will be credited instantly.

2. *USSD Code (326#)

• This is a quick and easy option, particularly useful if you don’t have internet access.
• Steps:
  1. Dial *326# from your registered mobile number.
  2. Follow the prompts to select “Airtime Top-up”.
  3. Choose the network provider, enter the amount, and the phone number (if buying for someone else).
  4. Confirm the transaction with your PIN.
  5. The airtime will be credited immediately.

3. Internet Banking

• Suitable if you prefer using a computer.
• Steps:
  1. Log in to Ecobank Online.
  2. Go to the “Airtime & Bills” or “Payments” section.
  3. Select the network provider, enter the phone number and amount.
  4. Authorize the transaction using your token or other security device.
  5. The airtime will be credited to the specified number.

4. ATM

• A traditional option, convenient if you’re near an Ecobank ATM.
• Steps:
  1. Insert your Ecobank debit card into the ATM.
  2. Enter your PIN.
  3. Select “Airtime Top-up” or a similar option from the menu.
  4. Choose the network provider, enter the amount and phone number.
  5. Confirm the transaction.
  6. The airtime will be credited and you might receive a receipt.

How to pay bills from ecobank

There are several ways to pay your bills from your Ecobank account:

1. Ecobank Mobile App:

This is the most convenient method, especially if you have a smartphone.

• Steps:
  1. Log in to the Ecobank Mobile app.
  2. Navigate to the “Bills Payment” or “Pay Bills” section. 
  3. Select the biller category (e.g., Electricity, Cable TV, Internet).
  4. Choose the specific biller and enter the required details (e.g., customer ID, account number).
  5. Input the amount you want to pay.
  6. Confirm the transaction with your PIN or biometrics.
  7. Your bill will be paid instantly.

*2. USSD Code (326#):

This is a quick option, particularly useful if you don’t have internet access.

• Steps:
  1. Dial *326# from your registered mobile number.
  2. Follow the prompts to select “Pay Bills.”
  3. Choose the biller category and then the specific biller.
  4. Enter the required details and amount.
  5. Confirm the transaction with your PIN.

3. Internet Banking:

Suitable if you prefer using a computer.

• Steps:
  1. Log in to Ecobank Online.
  2. Go to the “Payments” or “Bill Payment” section.
  3. Select the biller category and then the specific biller.
  4. Provide the necessary details and payment amount.
  5. Authorize the transaction using your token or other security device.

4. EcobankPay (QR Code Payments):

This option is available at select merchants that accept EcobankPay.

• Steps:
  1. Open the Ecobank Mobile app and scan the merchant’s QR code.
  2. Enter the amount and select the account to debit.
  3. Confirm the payment with your PIN.

Read: Easy ways to check your access bank account balance

How to buy data from ecobank

There are a few ways to purchase data bundles from Ecobank, catering to different preferences and accessibility:

1. Ecobank Mobile App:

• This is arguably the most user-friendly and comprehensive method.
• Download and install the Ecobank Mobile app from your app store (Google Play Store or Apple App Store).
• Log in to the app using your credentials
• Navigate to the “Airtime & Bills” or “Buy Data” section.
• Select the network provider (e.g., MTN, Airtel, Glo, 9mobile).
• Choose the desired data bundle from the available options.
• Enter the phone number you want to top up.
• Confirm the transaction using your PIN or biometrics.
• The data bundle will be credited instantly.

2. USSD Code:

• This is a quick and easy option, particularly useful if you don’t have internet access.
• Dial *326# from your registered mobile number.
• Follow the prompts to select “Data Purchase”.
• Choose the network provider and select the desired data bundle.
• Enter the phone number you want to top up.
• Confirm the transaction with your PIN.
• The data bundle will be credited immediately.

3. Internet Banking:

• Suitable if you prefer using a computer.
• Log in to Ecobank Internet Banking.
• Navigate to the “Airtime & Bills” or “Payments” section.
• Select the “Buy Data” option.
• Choose the network provider and the desired data bundle.
• Enter the phone number.
• Authorize the transaction using your token or other security device.
• The data bundle will be credited to the specified number.