Registering for Ecobank USSD Code provides a convenient and efficient way for customers to access banking services using their mobile phones.
The service allow customers perform various banking transaction ranging from m0ney transfer to account blocking .The Ecobank *326# USSD code is a powerful tool that empowers users to take control of their finances, regardless of their location or technological access. It’s a simple, convenient, and secure way to bank, making financial services more inclusive for everyone.
Whether you’re new to mobile banking or looking to streamline your banking experience, understanding how to register for Ecobank USSD Code is essential for accessing a range of banking services at your fingertips.
This article on kalistech will guide you through the process of registering for the Ecobank USSD Code, outlining the eligibility criteria, step-by-step registration instructions, alternative methods, benefits of using the USSD code
Read: How to Register for Access bank ussd code with Easy
What is benefits of using the Ecobank USSD code
Ecobank’s *326# USSD code offers several benefits for users, making banking more accessible and convenient:
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Accessibility:
- It works on any mobile phone, even without an internet connection, making it ideal for users in areas with limited internet access or those who prefer using basic phones.
- You can bank anytime, anywhere, without having to visit a branch or use a smartphone.
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Convenience:
- It allows you to perform a wide range of banking transactions quickly and easily, including balance inquiries, transfers, bill payments, airtime purchases, and even opening an Xpress Account.
- You can even generate tokens for cardless cash withdrawals, making it convenient to access your money even without your debit card.
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Financial Inclusion:
- The USSD code promotes financial inclusion by providing banking services to those who may not have access to traditional banking channels like bank branches or internet banking.
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Security:
- The service is secured with a PIN, ensuring that your transactions are protected from unauthorized access.
- You can also use the code to block your account or card in case of loss or theft, providing an added layer of security.
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Multiple Services:
- You can access various services beyond basic transactions, like paying utility bills, sending money to mobile wallets, and even applying for quick loans.
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User-Friendly:
- The *326# menu is designed to be easy to navigate, making it user-friendly for people of all technological backgrounds.
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Real-Time Transactions:
- Most transactions are processed in real-time, giving you immediate feedback and access to your funds.
Eligibility Criteria for Registering for ecobank ussd code
To register for Ecobank’s *326# USSD code, you need to meet the following criteria:
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Active Ecobank Account: You must have an active account with Ecobank. This could be a savings, current, or any other type of account offered by the bank.
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Registered Phone Number: Your mobile phone number must be registered with Ecobank and linked to your account. This is the number you’ll use to access the USSD code.
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Valid ATM Card : You’ll need a valid form atm card for registration
How to register for ecobank ussd code
There are two different registration processes for the Ecobank USSD code (*326#), depending on whether you already have an Ecobank account or not:
If you already have an Ecobank account and use the Ecobank Mobile App:
- *Dial 326#: Dial this code from the phone number registered with your Ecobank account.
- Self-Register: Follow the prompts and use your existing 6-digit PIN to complete the registration.
If you have an Ecobank account but don’t use the Ecobank Mobile App, or you don’t have an Ecobank account at all:
- *Dial 326#: Dial this code from any phone.
- Existing Customers:
- Select option 3 to attach your mobile number to your account.
- Follow the prompts to complete the registration process.
- New Customers:
- Select option 1 to open an Xpress Account.
- Follow the prompts to complete the account opening and registration process
How to transfer money from ecobank using ussd code
Ecobank offers USSD codes to transfer money:
(For Transfers within Ecobank):
- *Dial 326# from your registered phone number.
- Choose the transfer option:
- Select “1” for “Transfer Money to Ecobank.”
- Enter recipient’s account number
- Input the amount you want to transfer.
- Confirm details: Double-check the recipient’s name and account number, as well as the transfer amount.
- Input your 4-digit PIN to authorize the transaction.
- Receive confirmation: You’ll receive a confirmation message if the transfer is successful.
How to buy airtime from ecobank using ussd code
You can purchase airtime for yourself or someone else using Ecobank’s *326# USSD code. Here’s how:
To buy airtime for yourself:
- *Dial 326# from your registered Ecobank mobile number.
- Select “Airtime Top Up.”
- Enter the amount you want to purchase.
- Confirm the transaction.
To buy airtime for someone else:
- *Dial 326# from your registered Ecobank mobile number.
- Select “Airtime Top Up.”
- Enter the recipient’s phone number.
- Enter the amount you want to purchase for them.
- Confirm the transaction.
How to check ecobank account balance using ussd code
To check your Ecobank account balance using the USSD code, follow these simple steps:
- Dial *326*0# from your registered Ecobank mobile number.
- Enter your 4-digit PIN when prompted.
- Your account balance will be displayed on the screen.
How to block Ecobank account and ATM Card
Ecobank offers several methods for blocking your account and ATM card in case of loss, theft, or suspected fraud:
1. Ecobank Mobile App:
- Log into the Ecobank Mobile App.
- Navigate to the “Card Management” section.
- Select the card you want to block and choose the “Block Card” option.
- Follow the instructions to confirm the block.
2. Ecobank Online Banking:
- Log into your Ecobank Online Banking account on their website.
- Go to the “Card Management” or “Self-Service” section.
- Select the card you want to block and follow the prompts.
*3. 326# USSD Code:
- Dial *326*911# from any mobile number.
- Follow the prompts to select “Block Account/Card.”
- Choose whether to block your account or specific card(s).
4. Ecobank Customer Service:
- Call Ecobank’s customer service hotline:
- Nigeria: +234 1 2701325, +234 8003265326
- Other Countries: Find the contact number for your country on Ecobank’s website.
How to pay bills from eco bank
Ecobank offers various ways to pay bills through their different platforms:
1. Ecobank Mobile App:
- Log into the Ecobank Mobile App.
- Tap on the “Pay Bills” icon.
- Select the biller category (e.g., electricity, water, TV subscription).
- Choose the specific biller from the list.
- Enter the required details (e.g., account number, meter number, subscriber ID).
- Enter the amount to pay.
- Confirm the payment details and authorize the transaction.
2. Ecobank Online Banking:
- Log into your Ecobank Online Banking account.
- Go to the “Payments & Transfers” section.
- Select “Bill Payments.”
- Choose the biller and enter the required details.
- Enter the amount and confirm the payment.
*3. 326# USSD Code:
- Dial *326# from your registered Ecobank mobile number.
- Select “4. Bills.”
- Choose the biller category and then the specific biller.
- Enter the required details (e.g., meter number) and amount.
- Confirm the payment details and authorize the transaction using your PIN.
4. EcobankPay (QR Code):
- Open the Ecobank Mobile App and select “EcobankPay.”
- Scan the QR code displayed at the merchant’s location.
- Enter the amount to pay and confirm the transaction.
5. Ecobank Branches:
- Visit any Ecobank branch.
- Fill out a deposit slip with the biller’s information and the amount.
- Submit the slip and payment to the teller
Frequently Asked Questions
Q: What is the Ecobank USSD code?
A: The Ecobank USSD code is *326#. It allows you to perform various banking transactions directly from your mobile phone without needing an internet connection.
Q: How do I register for Ecobank USSD banking?
A: There are two ways to register:
- Existing Ecobank Mobile App Users: Dial *326# and use your existing 6-digit PIN to self-register.
- New or Non-App Users: Dial *326# and follow the prompts to link your phone number to your account or open a new Xpress Account.
*Q: What transactions can I perform using the 326# code?
A: You can perform a variety of transactions, including: * Checking your account balance * Transferring funds to other Ecobank accounts or other banks * Paying bills (utilities, cable TV, etc.) * Buying airtime for yourself or others * Generating a token for cardless cash withdrawals * Applying for quick loans * Blocking your account or card * And more
*Q: Are there any charges for using 326#?
A: Ecobank does not charge any session fees for using the *326# service. However, your network provider may charge standard USSD rates.
Q: What should I do if I forget my PIN?
A: You can reset your PIN through the Ecobank Mobile App or by visiting your nearest Ecobank branch.
*Q: Is it safe to use the 326# code?
A: Yes, the service is secured with a PIN to protect your transactions. However, always keep your PIN confidential and avoid using the code on public or shared devices.
Q: What if my phone is lost or stolen?
A: You can immediately block your account by dialing *326# and following the prompts, or contact Ecobank customer service for assistance.
*Q: Can I use the 326# code outside of Nigeria?
A: The *326# service is available in all African countries where Ecobank operates
