How to Check Wema Bank Account Balance

Wema Bank, a prominent financial institution in Nigeria, provides a range of banking services to its customers, including easy access to account balances. Understanding how to check your Bank balance is essential for managing your finances efficiently and staying informed about your account status.

This article explores the various methods available for checking your Wema Bank balance, from online options and mobile banking solutions to ATM inquiries services. By utilizing these convenient tools, customers can easily monitor their account balances and stay in control of their finances.

One of the most popular ways is through the use of USSD codes, which allow users to access their account information directly from their mobile phones. By dialing *945*0#, customers can quickly receive their account balance via SMS after entering their PIN.

Read: How to Check Unity Bank Account Balance

Read: How to easily check Stanbic IBTC Bank account balance

How To Activate The Wema Bank USSD Code

Activating the Wema Bank USSD code is a straightforward process. Here’s how you can do it:

1. Dial *945# using the phone number linked to your Wema Bank account.
2. You’ll be prompted to provide your Wema Bank account number and date of birth.
3. Choose a unique 4-digit PIN for future transactions.
4. Re-enter your PIN to confirm and complete the activation
5.  Once done You’ll receive a confirmation message that your USSD code is now active.

How to check wema bank account balance

To check your Wema Bank account balance, you have several convenient options:

Using USSD Code:

1. Dial *945*0# on your mobile phone
2. Input your 4-digit Personal Identification Number (PIN).
3. Your account balance will be displayed on your screen.

Using the Wema Bank ALAT App:

1.  Install and open the Wema Bank Alat app from the Google Play Store or Apple App Store.
2. Use your Wema Bank account credentials to log in.
3. Your account balance will be displayed on the app’s home screen.

Using Internet Banking:

1. Access Wema Bank’s internet banking portal and log in with your account details.
2. Find the “Account Balance” option.
3. Your account balance will be shown on the dashboard.

Using an ATM:

1. Insert your Wema Bank debit card into the ATM.
2.  Enter your card PIN.
3. Choose the “Balance Inquiry” option from the menu.
4.  Your account balance will be displayed on the screen.

Also read: How To quickly Check Union Bank Account Balance

How To Reset Wema Bank, USSD Pin

There are two scenarios for resetting your Wema Bank USSD PIN:

1. If you remember your current PIN but want to change it:

• Dial *945*00# from your registered mobile number. 
• Enter your current USSD PIN.
• Enter your new desired PIN.
• Confirm your new PIN.

2. If you have forgotten your USSD PIN:

Unfortunately, you cannot reset your USSD PIN directly through USSD or online. You will need to:

• Visit the nearest Wema Bank branch: You can request a PIN reset at any Wema Bank branch. You’ll likely need to provide identification to verify your identity. 
•  You can call their customer service line (070CALLALAT) and request a PIN reset. They may ask you security questions to verify your identity

Wema Bank Transfer Codes

To transfer money from your Wema Bank account using USSD, dial *945*Account Number*Amount# on your mobile phone.

For example, if you want to transfer N10,000 to account number 1234567890, you would dial:

*945*1234567890*10000#

After dialing this code, you’ll be prompted to confirm the transaction and enter your 4-digit USSD PIN to authorize the transfer.

Read: Easy ways to check Sterling Bank account balance

How to buy airtime from wema bank

There are two ways to buy airtime from your Wema Bank account using USSD:

1. For Yourself (Self-Recharge):

• Dial *945*Amount# on your mobile phone.   
• For example, to buy N500 airtime, dial *945*500#. 
• You’ll be prompted to confirm the transaction and enter your 4-digit USSD PIN.

2. For Others (Third-Party Recharge):

• Dial *945*PhoneNumber*Amount# on your mobile phone. 
• For example, to buy N1000 airtime for 08012345678, dial *945*08012345678*1000#.   
• You’ll be prompted to confirm the transaction and enter your 4-digit USSD PIN.

All wema bank ussd code

wema bank Customer Care Services

• Q: What are the ways to check my Wema Bank account balance?

  • A: You can check your balance using the USSD code (*945*0#) or through the ALAT by Wema app.  

• Q: Is there a charge for checking my balance?

  • A: Wema Bank typically doesn’t charge directly for balance inquiries via USSD. However, your mobile network operator might deduct a small fee for USSD sessions. Check with your network provider for details.

• Q: How do I check my balance using the USSD code?

  • A: Dial *945*0# on your mobile phone and your balance will be displayed on the screen. 

• Q: I dialed *945*0# but nothing happened. What should I do?

  • A: Ensure you are using the phone number registered with your Wema Bank account. Also, check your network signal and try again. If the issue persists, contact Wema Bank customer service.

• Q: Can I check my balance using USSD while roaming internationally?

  • A: USSD services are generally network-dependent and might not work while roaming. Contact your network provider or Wema Bank for information on international access.    

• Q: Is it safe to check my balance using USSD?

  • A: Using the official *945*0# code is generally safe. However, never share your phone, SIM card, or USSD PIN with anyone.

• Q: How do I check my balance on the ALAT app?

  • A: Simply log in to the ALAT by Wema app. Your account balance is displayed on the dashboard immediately after logging in.

• Q: I can’t log in to my ALAT app. What should I do?

  • A: Ensure you have a stable internet connection. If you’ve forgotten your password, use the “Forgot Password” option within the app. If you’re still having trouble, contact Wema Bank customer service.

• Q: Do I need data to check my balance on the ALAT app?

  • A: Yes, you need an active data connection to use the ALAT app

• Q: Can I check my balance at a Wema Bank branch?

  • A: Yes, you can visit any Wema Bank branch and request a balance inquiry. You will need to provide identification.

• Q: Can I check my balance by calling customer service?

  • A: Yes, you can call Wema Bank customer service. However, using USSD or the ALAT app is generally faster and more convenient.