Keystone Bank is a financial institution that offers convenient and secure ways for customers to transfer or send money. With the advancement of technology, customers can easily transfer funds from their Keystone Bank accounts to other accounts within the bank or to accounts in other banks. The bank provides various channels such as online banking, mobile banking, and ATMs to facilitate these transactions. Customers can transfer money quickly and easily without the need to visit a physical bank branch.
One of the most popular ways to transfer money from Keystone Bank is through online banking and mobile app. Customers can log in to their account and easily initiate a transfer to another account. The process is simple and secure, ensuring that the funds reach the intended recipient in a timely manner.
Pay Attention: steps to register for Keystone bank online banking and mobile app
Features:
- Send money to several recipients at once.
- Set up future-dated or recurring transfers.
- Create and manage a list of frequent recipients.
- Track your transfer history and view details of past transactions.
- Receive instant SMS or in-app notifications for successful transfers.
Benefits of Keystone Bank Transfer:
- Transfer money anytime, anywhere, through various channels.
- Speed:
- Instant transfers within Keystone Bank.
- Relatively fast transfers to other banks and quick processing of international transfers.
- Security:
- Robust security measures like two-factor authentication and encryption to protect your transactions.
- Choose from various transfer options based on your needs and preferences.
Read: How to register and activate keystone bank ussd code
How to transfer money from keystone bank
Keystone Bank offers multiple ways to transfer money, both domestically and internationally. Here’s a breakdown of the common methods:
1. KeyMobile App9999999
This is arguably the most convenient method, allowing you to transfer money on-the-go.
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Open the KeyMobile app on your smartphone and log in using your credentials.
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Look for the “Transfers” or “Send Money” section, typically prominently displayed.
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Select the appropriate option:
- Keystone to Keystone (transfer to another Keystone Bank account)
- Other Banks (transfer to other banks within Nigeria – NIP transfers)
- Transfer to Phone
- Bulk Payments (for multiple beneficiaries)
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Depending on the transfer type, provide the recipient’s account name, account number, bank name (if applicable), or phone number.
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Input the transfer amount and any additional details like the purpose or a reference number.
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Review the details carefully and confirm the transfer. You may need to enter your transaction PIN or use biometric authentication to authorize the transaction.
2. Internet Banking:
Ideal for transfers from your computer or laptop.
- Visit the Keystone Bank website and log in to your Internet Banking account.
- Find the “Transfers” or “Send Money” section.
- Select the transfer type, enter recipient details, amount, and other required information.
- Use your hardware token or other security measures to confirm the transfer.
*3. USSD Code (7111#):
Useful for quick transfers without needing internet access.
- *Dial *7111# from your registered Keystone Bank mobile number.
- Select the option for transfers.
- Select Keystone to Keystone or transfer to other banks.
- Provide the recipient’s account number and bank code (if transferring to another bank).
- : Input the transfer amount.
- Review the details and enter your transaction PIN to authorize the transfer.
Fund to keystone account *7111*Amount*Account Number# Fund from Keystone to another account *7111*Amount*another Account Number#
4. ATM Transfers:
- Visit a Keystone Bank ATM.
- Insert your card and enter your PIN.
- Select “Transfers” or “Quickteller” from the menu.
- Follow the on-screen instructions to enter the recipient’s details and the transfer amount.
5. In-Branch Transfers:
- Visit any Keystone Bank branch.
- Fill out a transfer form with the recipient’s details and the transfer amount.
- Submit the form along with a valid ID.
- The bank staff will process your transfer.
Read; Steps to transfer money from Gtbank
How to buy airtime from keystone bank
1. Using the USSD Code (7111#):
This method is the quickest and easiest, especially if you don’t have internet access.
- For self-recharge: Dial 7111Amount# (e.g., *7111*500#)
- To recharge another number: Dial *7111*Amount*Phone Number# (e.g., *71111*1000*08011223344#)
- Input your T-PIN when prompted
- Wait for the success notification
2. KeyMobile App
- Open the KeyMobile app and log in with your credentials
- Look for the “Airtime Purchase” or “Buy Airtime” section, usually on the home screen or under “Payments” or “Services.”
- Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
- Review the details and confirm the purchase using your transaction PIN.
3. Keystone Bank Internet Banking
- Access Keystone Bank’s internet banking platform using your login credentials.
- Look for the “Airtime top-ups” or similar option under the payments section.
- Choose the network provider, enter the phone number, and select the airtime amount.
- Review the details and authorize the transaction.
*4. 904# (MTN On Demand)
- *Dial 904# from your registered MTN number.
- Select Keystone Bank from the list of banks.
- Choose ‘Buy Airtime’
- Follow the prompts to complete your transaction
Read: Steps to transfer money from FCMB bank
How to pay bills from keystone bank
Keystone Bank offers multiple ways to pay your bills:
*1. Using the USSD Code (7111#):
This method is the quickest and easiest, especially if you don’t have internet access.
- *Dial 7111# from your registered Keystone Bank phone number.
- Select ‘Other Services’ from the menu.
- Select ‘Bills Payment’ on the next page to make payment for a biller.
- Select the biller category (e.g., Electricity, Cable TV, Internet).
- Select the specific biller from the list.
- Enter the required details such as your account/customer ID and the amount you want to pay.
- Enter your 4-digit PIN to authorize the payment.
2. KeyMobile App:
This option is handy if you prefer using your smartphone for transactions.
- Open the KeyMobile app and log in with your credentials.
- Look for the “Bills Payment” or “Pay Bills” section, usually on the home screen or under “Payments” or “Services.”
- Choose the category of the bill you want to pay.
- Select the specific biller from the list. Enter the required details, such as your account/customer ID and the amount.
- Review the details and confirm the payment using your transaction PIN.
3. Keystone Bank Internet Banking:
Useful if you prefer using a computer.
- Access Keystone Bank’s internet banking platform using your login credentials.
- Look for the “Bill Payment” option.
- Choose the biller, enter the required details (account/customer ID, amount)
- Review the details and authorize the transaction
How to check keystone bank account balance
Keystone Bank provides several convenient ways to check your account balance:
- USSD Code (7111*00#):
This is the fastest and most accessible method, particularly if you don’t have internet access.
- Dial *7111*00# from your registered Keystone Bank phone number.
- Authenticate using your Transaction PIN
- Your account balance will be displayed on your phone screen.
- KeyMobile App
If you have the Keystone Bank mobile app installed on your phone:
- Log in to the app using your credentials.
- Your account balance(s) will be displayed prominently on the app’s home screen or dashboard.
- Internet Banking
If you prefer using a computer:
- Visit the Keystone Bank website and log in to your internet banking account.
- Your account balance(s) will be shown on the account summary or dashboard page after logging in.
- ATM:
You can also check your balance at any Keystone Bank ATM.
- Insert your debit card and enter your PIN.
- Select the “Balance Inquiry” option from the menu.
- Your balance will be displayed on the screen. You may also choose to print a mini-statement for a record of recent transactions.
- Customer Care:
If you need assistance or prefer to speak to someone, you can call Keystone Bank’s customer care line.
- Call the number provided on the bank’s website or your bank statement.
- Follow the prompts to reach the balance inquiry option.
- Provide your account details and any necessary verification information.
- The customer care representative will inform you of your balance.
Choose the method that is most convenient for you based on your access to the internet and your preference for digital or in-person banking.
