How to Check Unity Bank Account Balance

Unity Bank is one of the leading banks in the country, known for its excellent customer service and innovative banking solutions. One of the most convenient features of Unity Bank is the ability to check your account balance easily and quickly. With just a few simple steps, customers can stay informed about their financial situation and make informed decisions about their money.

The Bank is a financial institution that prides itself on providing outstanding banking services to its customers. With a commitment to excellence and a focus on community involvement, Unity Bank has become a trusted name in the banking industry.

The Bank offers several convenient methods for customers to check their account balance. These methods include using the Unity Bank mobile app, online banking, USSD codes. Each method provides a different level of accessibility and convenience, allowing customers to choose the one that best fits their needs.

Read: How To quickly Check Union Bank Account Balance

How to subscribe to Unity Bank USSD code service

Unity Bank’s USSD service, *7799#, doesn’t require a separate subscription. Here’s how to use it:

For existing Unity Bank customers:

  1. *Dial *7799# on your mobile phone.
  2. Follow the on-screen prompts to access various services like:
    • Transferring funds
    • Checking your balance
    • Purchasing airtime
    • Paying bills
    • And more

Ensure you use a phone number linked to your Unity Bank account to access all services.

If you’re not a Unity Bank customer:

You can still use *7799# for certain services, and even open an account through the USSD code

Read; Easy ways to check Sterling Bank account balance

How to check unity bank account balance

You can check your Unity Bank account balance using the following methods:

1. USSD Code:

  • Dial *7799# on your mobile phone.
  • Follow the on-screen prompts to select the balance enquiry option.
  • Input your 4-digit Personal Identification Number (PIN)
  • Your account balance will be displayed on your screen

2. Unity Bank Internet Banking:

  • Log in to your Unity Bank internet banking account on their website.
  • Navigate to the “Accounts” section to view your balance.

3. Unity Bank Mobile App:

  • Download and install the Unity Bank mobile app on your smartphone.
  • Log in to your account to view your balance.

4. Visiting a Branch:

  • Visit any Unity Bank branch near you.
  • A customer service representative can assist you with checking your balance.

5. Contacting Customer Care:

  • Call Unity Bank’s customer care line for assistance.
  • Customer care center on +234 7057323225-30, 07080666000. You can send a mail to We_care@unitybankng.com or customercare@unitybankng.com

6. Using an ATM:

  1.  Insert your Unity Bank debit card into the ATM.
  2. Enter your card PIN.
  3. Choose the “Balance Inquiry” option from the menu.
  4. Your account balance will be displayed on the screen

Read: Steps to check Standard Chartered Bank balance

How to deactivate the Unity Bank USSD codes

To deactivate Unity Bank USSD codes and block access to your bank account via USSD, you should dial *77999*Phone Number# from any phone. This will prevent unauthorized access to your account through USSD.

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FAQS

Q: I don’t have internet access. Can I still check my balance?

A: Yes, you can use the USSD code (*7799#) or visit a branch if you don’t have internet access.

Q: I’m outside Nigeria. Can I use the USSD code to check my balance?

A: USSD codes are generally network-dependent and may not work when roaming internationally. It’s best to contact Unity Bank customer service to inquire about international access to balance inquiries.

Q: I tried the USSD code, but it’s not working. What should I do?

A: Here are some troubleshooting steps:

  • Check Network Signal: Ensure you have a stable mobile network signal.
  • Check Airtime Balance: Make sure you have sufficient airtime, as USSD transactions may require a small fee.
  • Registered Phone Number: Confirm you’re using the phone number registered with your Unity Bank account.
  • Contact Customer Care: If the problem persists, contact Unity Bank customer service for assistance.

Q: Is it safe to check my balance using USSD?

A: Using the official USSD code provided by Unity Bank is generally safe. However, avoid sharing your phone or PIN with others.

Q: Can I check my balance on someone else’s phone?

A: It’s strongly advised not to check your balance on someone else’s phone for security reasons. Only use your own registered device.

Q: What information do I need to provide when checking my balance at a branch?

A: You will likely need to provide identification, such as a valid ID card or your account number.

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