How to borrow airtime from 9mobile

9mobile offers a convenient service that allows you to borrow airtime when you run out. Here are the ways you can borrow airtime from 9mobile:

1. USSD Code:

• Dial *303# from your 9mobile line.
• Follow the prompts to select the “Borrow Airtime” option.
• Choose the amount of airtime you want to borrow from the available options.
• Confirm your selection and agree to the terms and conditions.

2. SMS:

• Send an SMS with the text “GT” (without quotes) to 303.
• You will receive a reply with the available airtime options and instructions on how to proceed.

3. 9mobile App:

• If you have the 9mobile app installed, log in and look for the “Borrow Airtime” option in the menu.
• Follow the instructions within the app to select and confirm the amount you want to borrow.

Also Read; How to Transfer or share Data On 9mobile

How to check eligibility to borrow airtime from 9mobile

You can check your eligibility to borrow airtime from 9mobile through the following methods:

1. USSD Code:

   • Dial *665*0# from your 9mobile line and press the call button.
   • You will receive a message indicating your eligibility status and the maximum amount you can borrow.

2. SMS:

   • Send an SMS with the text “STATUS” (without quotes) to 665.
   • You will receive a reply SMS informing you whether you’re eligible and the maximum amount you can borrow.

3. 9mobile App:

   • Download and install the 9mobile app from your device’s app store.
   • Log in with your 9mobile number.
   • Go to the “Borrow Airtime” section.
   • The app will display your eligibility status and the maximum amount you can borrow.

How to Pay Back Your Loan

The repayment process for a 9mobile loan depends on the specific loan service you used:

• Automatic Deduction: When you recharge your line, 9mobile will automatically deduct the loan amount, along with the agreed-upon interest and fees, from your airtime balance.
• Partial Repayment: If your recharge amount is not enough to cover the entire loan amount, the available balance will be deducted, and the remaining amount will be carried over to your next recharge.

Read: How to Borrow Airtime from MTN and repayback

Frequently Asked Questions

• Who is eligible to borrow airtime?

  • You must be a 9mobile prepaid customer.
  • Your line must be active for at least 3 months.
  • Your average monthly recharge should be ₦200 or more.
  • You must not have any outstanding airtime or data debt.

• How do I check my eligibility?

  • Dial *665*0# or send “STATUS” to 665 via SMS.

• What is the maximum amount I can borrow?

  • The amount varies based on your usage and recharge history, ranging from ₦50 to ₦2,000.

Borrowing:

• How do I borrow airtime?

  • Dial *303# and follow the prompts.
  • Or dial *303*Amount# (e.g., *303*1000# to borrow ₦1000).
  • Alternatively, use the 9mobile app (though this option is not always available).

• Is there a fee for borrowing airtime?

  • Yes, there’s a 15% service charge on the borrowed amount.

• How do I repay the borrowed airtime?

  • The borrowed amount, plus the service charge, will be automatically deducted from your next recharge.

• What if my recharge is not enough to cover the debt?

  • The available amount will be deducted, and the remaining balance will be carried over to your next recharge.

• Can I borrow airtime again before repaying the previous debt?

  • No, you need to clear your existing debt before you can borrow again.

• Can I borrow data directly?

  • No, you can only borrow airtime and then use it to purchase a data plan.

• What happens if I don’t repay the borrowed airtime?

  • You won’t be able to borrow again until you repay, and your line might be barred from accessing certain services.

• How can I get help if I have problems with the service?

  • Contact 9mobile customer care by dialing 200 (free from your 9mobile line) or 08090000300.