How to Check Zenith Bank Balance

Zenith Bank provides multiple convenient methods for customers to check their account balance. One of the simplest ways is through the use of USSD codes, which do not require internet access. By dialing *966*00# on your mobile phone, you can quickly access your account balance by following the on-screen prompts.

This service is available for Zenith Bank customers in Nigeria and offers a straightforward way to manage your finances on the go

For those who prefer online banking, the Zenith Bank Mobile App is an excellent tool. Available for download on both Google Play and Apple Stores, the app allows users to check their account balance and perform a variety of other banking tasks. After downloading the app, users must register using one of the available methods, such as Hardware Token, Card, or OTP. Once registered, users can log in to view their account balances and manage their accounts in real-time

The Zenith Bank Mobile App not only allows you to check your account balance but also provides a comprehensive suite of banking services. Users can view all their accounts, including current, savings, domiciliary, and fixed deposit accounts. The app also supports fund transfers, bill payments, airtime recharges, and QR code payments. It is secured with two-factor authentication, ensuring that your banking transactions are safe and secure

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This article will guide you through the different methods to ensure you stay informed about your account status at all times.

How To Activate Zenith Bank Transfer Code

Activating your Zenith Bank transfer code, also known as USSD banking or *966# EazyBanking, is a simple process. Here’s how you can do it:

Steps to Activate Zenith Bank Transfer Code

1.  Using your registered phone number with Zenith Bank (the number that receives your account alerts), dial *966*00# on your mobile phone.
2. You’ll be prompted to enter the last 4 digits of your Zenith Bank debit card (ATM card).
3. Choose a 4-digit Personal Identification Number (PIN) that you’ll use for all your USSD transactions. Make sure it’s a number you can easily remember but not easily guessed by others.
4. You’ll be asked to confirm the 4-digit PIN you just created.
5.  If successful, you’ll receive a confirmation message that your *966# EazyBanking service has been activated.

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How to Check zenith Bank Account Balance

To check your Zenith Bank account balance, you can use the USSD code , the Zenith Bank mobile app. internet banking . Here’s how:

Using USSD Code:

1. Dial *966*00# on your registered phone number
2.  You’ll be prompted to enter your 4-digit PIN.
3. You’ll receive an SMS with your account balance details.

Using the Zenith Bank Mobile App:

1. Download the App and install the Zenith Bank mobile app from the Google Play Store (Android) or Apple App Store (iOS).
2. Use your Zenith Bank account number and password to log in.
3. Your account balance will be displayed on the app dashboard

Using  internet banking,

1. Go to the Zenith Bank website

2. Click on the “Internet Banking” button and enter your username and password in the provided fields.

3.  Once you are logged in, you should be able to see your account balance displayed on the dashboard or account overview page. If you can’t find it immediately, look for a tab or link labeled “Account Balance,” “Account Summary,” or something similar.

4.  Click on the relevant tab or link, and your account balance should be displayed on the screen. You may also be able to see a breakdown of your balance across different accounts if you have more than one.

Using an ATM

• Go to any Zenith Bank ATM or any ATM that accepts your card (e.g., a Verve or Mastercard ATM). Insert your Zenith Bank debit card into the card slot, ensuring the magnetic stripe or chip is facing the correct way. 
• You’ll be prompted to enter your 4-digit Personal Identification Number (PIN). Make sure no one can see you entering your PIN for security reasons.  
•  Once you’ve entered your PIN, the ATM screen will display a menu of options. Look for and select the option that says “Balance Enquiry,” “Check Balance
• If you have multiple accounts linked to your card (e.g., savings and current accounts), you may need to select the specific account you want to check the balance for.
• The ATM will then display your account balance on the screen. You may also have the option to print a mini-statement showing your recent transactions.
• Once you’re done, remember to retrieve your debit card from the ATM before leaving.

Using ZIVA

ZIVA is Zenith Bank’s intelligent virtual assistant. You can check your Zenith Bank account balance via ZIVA on WhatsApp by following these steps:   

1. Save the Zenith Bank WhatsApp number (+234-7040004422) to your contacts.   
2. Open WhatsApp and send a message to the number. You can simply say “Hi” to initiate the conversation.   
3. Follow the prompts and select the option to check your account balance. You may be asked to provide some information to verify your identity.   
4. ZIVA will then provide you with your account balance

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Here is the list of zenith bank USSD codes.

How often should I check my account balance?

It’s a good practice to check your account balance regularly, ideally a few times a week or as needed. This helps you:

•  Monitor your transactions and ensure they match your records.
•  Identify any unauthorized transactions or discrepancies.
• Keep track of your available funds and avoid overspending.

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What should I do if I notice an error in my account balance?

If you find any errors or suspicious transactions, contact Zenith Bank customer service immediately. You can do this through:

• Phone: Call Zenith Direct on 0201-278-7000 or 0700ZENITHBANK.   
• Email: Send an email to Zenith Bank’s customer service address (you can find it on their website).
• Branch Visit: Visit a Zenith Bank branch to report the issue in person.

ussd, Zenith bank