How to register for Fidelity bank Ussd and requirements

 

Fidelity Bank is one of the largest banks in Nigeria, boasting a huge client base. To enhance their services, this financial institution has embraced USSD codes. With these codes, banking becomes a breeze, allowing customers to access their banking services from anywhere.

With the Fidelity Bank transfer code, you can easily handle a variety of transactions, such as buying airtime, transferring money, checking your balance, and even withdrawing cash—all without stepping foot in a bank.

The service  allows customers to access banking services through their mobile phones using a simple shortcode. Whether you’re new to USSD banking or looking to optimize your banking experience,

Read: How to register for Ecobank USSD code without stress

Benefits of Using USSD Code for Banking with Fidelity Bank

The Fidelity Bank USSD code (*770#) offers several benefits:

  • t’s simple, fast, and convenient, allowing you to perform transactions without internet access.
  • The service is accessible anytime, ensuring you can bank on the go.
  • You can transfer funds, check your account balance, pay bills, buy airtime, and more.
  • If you have multiple accounts, you can select which one to use for transactions.
  • Most processes take less than 20 seconds with a stable network.

What is the Fidelity Bank transfer code?

The Fidelity Bank transfer code is *770#. This USSD code allows customers to access various banking services from their mobile phones without needing to visit the bank. It is a convenient way to perform transactions such as transferring funds, buying airtime, and checking account balances directly from a registered mobile phone.

The service does not require internet access, making it accessible to a wide range of users.To send money using the Fidelity Bank transfer code, customers can dial *770*Account number*Amount# from their registered phone.

For instance, to send N8,000 to account number 2309844924, one would dial *770*2309844924*8000#. After dialing, the user selects the recipient’s bank from a list, verifies the account name, and enters a four-digit PIN to authorize the transaction. This process ensures secure and efficient money transfers

Eligibility Criteria before you can register for fidelity bank ussd code

To register for Fidelity Bank’s USSD code (*770#), you need to meet the following eligibility criteria:

  1. You must have an account with Fidelity Bank.
  2. Your phone number must be linked to your Fidelity Bank account.
  3. An active Fidelity Bank debit card is required for verification during registration.
  4.  Your phone should be on a supported network like MTN, Glo, Airtel, or 9Mobile in Nigeria.
  5. Ensure you have enough airtime to cover any service charges.

Once these requirements are met, you can activate the USSD service and enjoy seamless mobile banking.

How to register for Fidelity bank ussd

As of today, the process to directly register for Fidelity Bank’s USSD code (*770#) is generally automatic if you have a registered phone number with your Fidelity Bank account.

You don’t usually need a separate registration for the Fidelity Bank USSD code if your phone number is linked to your account. Just dial *770# and follow the initial prompts to set up your PIN if it’s your first time using the service.

Steps to Get Started with Fidelity Bank USSD Code (*770#):

  1. Make sure the mobile phone number you intend to use for USSD banking is the same one you provided when you opened your Fidelity Bank account. If you’re unsure, you can verify this at any Fidelity Bank branch or through their customer care.
  2. On your mobile phone, dial the USSD code *770# and press the call button.
  3. You will see a menu with various banking options. If it’s your first time, you might be asked to set up your PIN or link your account. Follow the on-screen instructions carefully.
  4. If required, you’ll be asked to create a 4-digit PIN. Choose a PIN that is easy for you to remember but difficult for others to guess.
  5. Once your PIN is set (if required), you can start using the USSD code for various transactions like:
    • Checking your account balance (*770*0#)
    • Transferring funds (*770*Account Number*Amount#)   
    • Buying airtime (*770*Amount# for self, *770*Phone Number*Amount# for others)   
    • Paying bills (*770# and follow the menu)
    • And other services listed in the USSD menu.

Also read: How to Register for Access bank ussd code with Easy

How to transfer money from fidelity bank

To transfer money from your Fidelity Bank account using USSD code, follow these steps:

Transfer money To a Fidelity Bank Account:

Dial: *770*Account Number*Amount#

Example:

To transfer N5,000 to a Fidelity Bank account with the account number 1234567890, dial:

*770*1234567890*5000#

Transfer money To Other Banks:

Dial: *770*Account Number*Amount#

Example:

To transfer N5,000 to an account in another bank with the account number 0987654321, dial:

*770*0987654321*5000#

How to buy airtime from fidelity bank

To buy airtime from your Fidelity Bank account using USSD code, you can dial the following:

For Self-Recharge:

Dial: *770*Amount#

For example, if you want to buy N500 airtime for your registered Fidelity Bank phone number, dial:

*770*500#

For Others (Third-Party Recharge):

Dial: *770*Phone Number*Amount#

For example, if you want to buy N1000 airtime for the phone number 080XXXXXXXXX, dial:

*770*080XXXXXXXXX*1000#

How To Pay Bills from fidelity bank

  • To pay bills from your Fidelity Bank account using USSD code (*770#), follow these general steps:

    1. Dial *770# on your mobile phone (the number registered with your Fidelity Bank account). 
    2. You will see a menu with various options. Look for an option related to “Bills Payment” or simply “Bills”. The specific number or keyword for this option might vary, so carefully read the on-screen menu.
    3. Once you select the “Bills Payment” option, you will likely see a list of available billers or categories (e.g., DSTV, GOTV, Electricity, Internet, etc.).
    4. Select the biller you want to pay.
    5. You will then be prompted to enter specific details related to the bill, such as:
      • Customer ID/Account Number/Smartcard Number: This depends on the biller.
      • Amount: Enter the amount you want to pay.
    6. Carefully review the details you’ve entered to ensure they are correct.
    7. You will be asked to confirm the transaction.
    8. Enter your USSD PIN to authorize the bill payment.
    9. You should receive a confirmation message on your phone once the payment is successful.

    Example (This is a general example, the exact menu might differ):

    1. Dial *770#
    2. Reply with the number corresponding to “Bills Payment” (e.g., if it’s option 4, reply with 4).
    3. Reply with the number corresponding to the biller (e.g., if you want to pay DSTV and it’s option 2, reply with 2).
    4. Enter your Smartcard Number.
    5. Enter the Amount.
    6. Confirm the details.
    7. Enter your USSD PIN.

    .

How check fidelity bank account balance

To check your Fidelity Bank account balance using USSD code, simply dial:

*770*0#

After dialing this code, follow the on-screen prompts. You will likely be asked to enter your USSD PIN to authenticate the request and your account balance will be displayed on your phone screen.

How To Block fidelity bank Card

To block your Fidelity Bank card using USSD, dial the following code on the phone number registered to your Fidelity Bank account:

*770*911#

After dialing this code, follow the on-screen prompts. You will likely be asked to:

  1. Confirm the phone number linked to your account.
  2. Enter your USSD 4-digit PIN to confirm the action.

Once you complete these steps, your Fidelity account or USSD access, including your card, will be blocked.

Cardless withdrawal using the Fidelity Bank code

Fidelity Bank offers a USSD code that allows you to perform cardless withdrawals. Here’s how to use it:

To initiate a cardless withdrawal using the Fidelity Bank USSD code (*770#):

  1. Dial *770*8*Amount# on your mobile phone (the number registered with your Fidelity Bank account).
    • For example, to withdraw N10,000, dial *770*8*10000#.
  2. Follow the on-screen prompts.
  3. You will be asked to create a one-time PIN (OTP) for this withdrawal.
  4. Enter your regular *770# USSD PIN to authorize the generation of the Paycode.
  5. You will receive a Paycode via SMS from Fidelity Bank. This is the code you will use at the ATM.

To withdraw cash at the ATM using the Paycode:

  1. Go to any Fidelity Bank ATM.
  2. Press any key on the ATM to initiate a cardless transaction.
  3. Select the “Paycode Cashout” or “Cardless Withdrawal” option (the exact wording may vary slightly depending on the ATM).
  4. Enter the Paycode you received via SMS.
  5. Enter the one-time PIN (OTP) you created during the Paycode generation.
  6. Enter the amount you wish to withdraw (this should match the amount you requested when generating the Paycode).
  7. Follow the remaining on-screen prompts to complete your withdrawal and collect your cash.

Frequently ask question

Q: What is the main Fidelity Bank USSD code?

A: The main USSD code for Fidelity Bank is *770#.

Q: How do I check my Fidelity Bank account balance using USSD?

A: Dial *7700# and follow the on-screen prompts.

Q: Can I transfer money to other banks using the Fidelity Bank USSD code?

A: Yes, dial *770*Account*Number*Amount# (e.g.,* 770*1234567890*5000#) and follow the prompts.

Q: How do I buy airtime for myself or others using the Fidelity Bank USSD code?

A: Dial *770*Amount# to recharge your own line (e.g., *770*1000#), or 770PhoneNumberAmount# to recharge another line (e.g., 770080123456781000#).

Q: What is the daily transfer limit for Fidelity Bank USSD transactions?

A: The daily transfer limit depends on your account type and transaction history. You can confirm this by contacting Fidelity Bank customer care.

Q: Can I pay bills using the Fidelity Bank USSD code?

A: Yes, dial *770# and select the “Pay Bills” option from the menu. You can pay for various services like electricity, cable TV, and more.

Q: What if I forget my Fidelity Bank USSD PIN?

A: Dial *770*00# to reset your PIN.

Q: Is the Fidelity Bank USSD service available 24/7?

A: Yes, the service is available 24/7, but there might be occasional downtime due to maintenance.

Q: Can I block my Fidelity Bank card using USSD?

A: Yes, dial *770*911# to block your card immediately.

Q: How do I get started with Fidelity Bank USSD banking?

A: If you haven’t used the service before, simply dial *770# and follow the instructions to register. You’ll need your account number and a valid phone number linked to your account.

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