Last Updated on May 2, 2025 by admin
Welcome to the world of UBA USSD registration! If you’re looking to access quick and convenient banking services on the go, UBA USSD is here to make your life easier. With UBA USSD, you can check your account balance, transfer funds, pay bills, and much more, all at your fingertips.
Registering for UBA USSD (Unstructured Supplementary Service Data) is a simple and convenient way to access your bank account and perform various transactions using your mobile phone.
With UBA USSD, you can check your account balance, transfer funds, buy airtime, pay bills, and perform a range of other banking activities anytime and anywhere, without the need for an internet connection.
This service is not only convenient but also secure as it requires the use of your unique PIN to authorize transactions. By following the simple steps to register for UBA USSD, you can take advantage of the benefits of mobile banking and manage your finances more efficiently.
Read: How to register and activate keystone bank ussd code
Benefits of UBA Ussd
UBA USSD (*919#) banking, also known as Magic Banking, offers several benefits to its users:
- Perform transactions anytime, anywhere without needing internet access.
- Transactions are completed quickly within seconds.
- Works on all types of mobile phones, including basic feature phones.
- Transactions require a PIN for authorization, ensuring safety.
- Available across all network providers
Read: How to register and activate fcmb ussd code
Requirements to register for uba ussd
To register for UBA’s USSD banking service (*919#), you need to meet the following requirements:
- You must have an active UBA account.
- The phone number must be linked to your UBA account.
- Active Automatic teller machine card
Once you meet these requirements, you can dial *919# on your registered phone number and follow the prompts to complete the registration process.
Read: How to register for First bank ussd code and requirements
How to Register for uba ussd
To register for UBA USSD (*919#), also known as Magic Banking, follow these steps:
- Dial *919# on your registered phone number to see the Main Menu and select your desired option.
- If the user is not yet registered, she/he would be presented with registration options:With UBA Account
With UBA Prepaid Card
Once registered, you can start using *919# for transactions like transfers, airtime purchases, bill payments, and more.
How to open UBA account
To open a UBA account using USSD, follow these steps:
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Using your mobile phone,Dial *919#
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You’ll need to provide information like your name, date of birth, and other personal details.
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Upon successful completion, you will receive an SMS containing your new UBA account number.
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To fully activate and utilize all the features of your new account, you’ll need to visit a UBA branch with valid identification (like your passport or driver’s license) and your Bank Verification Number (BVN).
Also read: How to Register for Gtbank Ussd and Requirements
How to buy Airtime from uba
You can purchase airtime from UBA using USSD through the following methods:
1. Buying Airtime for Yourself:
- Dial
*919*Amount#on your mobile phone (linked to your UBA account). - Replace “Amount” with the desired airtime value you want to purchase.
- For example, to buy ₦500 airtime, dial *919*500#.
- Confirm the purchase when prompted, ensuring the amount and mobile number are correct.
- Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.
2. Buying Airtime for Others (Family and Friends):
- Dial
*919*Recipient's Number*Amount#. - Replace “Recipient’s Number” with the phone number you want to top up and “Amount” with the desired airtime value.
- Confirm the purchase, ensuring the recipient’s number and amount are correct.
- Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.
- For instance, to send N1000 airtime to 08012345678, dial *919*08012345678*1000#.
Read: How to register for Fidelity bank Ussd and requirements
How to transfer money from UBA
You can easily transfer money from your UBA account using USSD by following these steps:
1. Transfer to Other UBA Accounts:
- Dial
*919*3*Account Number*Amount#on your phone.- Replace
Account Numberwith the 10-digit UBA account number of the recipient. - Replace
Amountwith the amount you want to transfer.
- Replace
- Follow the on-screen prompts to confirm the transaction and enter your 4-digit PIN.
2. Transfer to Other Banks:
- Dial
*919*4*Account Number*Amount#on your phone.- Replace
Account Numberwith the account number of the recipient at the other bank. - Replace
Amountwith the amount you want to transfer.
- Replace
- Select the recipient’s bank from the list displayed.
- Follow the prompts to confirm the transaction and enter your PIN.
3. Send money to a UBA Prepaid Card
Alright, to send money to a UBA Prepaid Card using USSD from your registered phone number here in Ikeja, Lagos, you need to dial the following code:
*919*32*Prepaid Card Number*Amount#
For example, if the UBA Prepaid Card number is 1234567890123456 and you want to send N5,000, you would dial:
*919*32*1234567890123456*5000#
Transaction Limits
| S/N | Method of Authorization | Per transaction | Per Daily |
| 1 | PIN | ₦20,000 | ₦100,000 |
| 2 | Secure pass (Token) | ₦20,000 | ₦100,000 |
| 3 | Secure Pass and Indemnity | ₦500,000 | ₦1,000,000 |
How to check UBA Account balance
To check your UBA account balance using USSD:
- Dial *919*00#: Using your phone linked to your UBA account
You will receive an SMS containing your current account balance almost instantly.
Other uba ussd code
| S/N | Transaction type | Codes | Charge (₦) |
| 1 | Pay Bills | *919*5# | 100 +VAT |
| 2 | ATM Cardless Withdrawal | *919*30*Amount# | 100 + VAT |
| 3 | Freeze Online Transactions | *919*9# | Free |
| 4 | Open a Bank Account | *919*20# | Free |
| 5 | Generate OTP | *919*8# | 5 |
| 6 | Airline Tickets | *919*12# | 50 + VAT |
| 7 | Taxes and Levies | *919*13# | 50 + VAT |
| 8 | Block Debit Card | *919*10# | 5 |
| 9 | Retrieve BVN | *919*18# | Free |
| 10 | Check LCC e-tag balance | *919*16*1# | 10.00 |
| 11 | Top-Up LCC e-tag | *919*16*2# | 50 + VAT |
| 12 | Request Bank Statement to Embassy | *919*21# | 1,075 (flat fee) + 21 per page |
| 13 | Request Bank Statement to Commercial banks and Fin. Inst. | *919 |
FAQS
Q: How do I register for UBA USSD Magic Banking?
To do this, dial *919# to see the Main Menu and select your desired option. If the user is not yet registered, she/he would be presented with registration options:
With UBA Account
With UBA Prepaid Card
Q: What transactions can I perform using UBA USSD?
A: You can check your account balance, transfer funds (within UBA and to other banks), buy airtime for yourself or others, pay bills, and more.
Q: Can I use UBA USSD on any phone?
A: Yes, it works on both smartphones and feature phones as long as they can send and receive SMS.
Q: How do I check my UBA account balance using USSD?
A: Dial *919*00# and enter your PIN.
Q: Can I buy airtime for others using UBA USSD?
Dial *919*Recipient’s Phone Number*Amount# from your mobile phone that is registered with your UBA account.. For example, if you want to buy N500 airtime for the phone number 08012345678, you would dial:
*919*08012345678*500#
Q: How do I transfer money using UBA USSD?
A: Dial *919*3*Account* NumberAmount# for UBA accounts,
or *919*4*Account Number*Amount# for other banks.
Q: What is the daily limit for transactions on UBA USSD?
A: The daily limit is usually ₦1,000,000, but it can vary depending on your account type.
Q: What should I do if I forget my UBA USSD PIN?
A: Dial *919*0# and follow the prompts to reset your PIN.
From the menu that appears, look for the option to reset your USSD PIN. The number corresponding to this option might vary, so carefully read the on-screen prompts and reply with the correct number.
Q: Can I open a UBA account using USSD?
A: Yes, you can open a Tier 1 account (with limited features) using USSD, but you’ll need to visit a branch for full activation.
Q: Can I block my UBA debit card using USSD?
A: Yes, dial *919*10# to block your card in case it’s lost or stolen.
