Last Updated on May 2, 2025 by admin
Do you want to learn how to register and activate first city monument bank ussd code and you don’t know the process?
With the advancement in technology, banking has become much more convenient and accessible to people all over the world. One such technological innovation that has revolutionized the banking industry is the introduction of FCMB USSD service.
FCMB USSD service allows customers to perform various banking transactions using their mobile phones, without the need for internet access. This service has numerous benefits that make banking easier and more efficient for customers.
The Service lets you perform various banking tasks like checking your account balance, transferring funds, and even buying airtime, all through simple text commands on your phone. It’s like having a mini bank branch in your pocket!
Read: How to register for First bank ussd code and requirements
This article provides a comprehensive overview of FCMB’s USSD service, guiding users through the registration process, highlighting key features and services, outlining the benefits of using FCMB USSD for banking, offering customer support information, Dive into the world of FCMB USSD Banking and discover a seamless and efficient way to manage your finances.
Benefits of fcmb ussd
The FCMB USSD banking service offers several benefits, making banking more accessible and convenient. Here are some key advantages:
- Works without an internet connection, allowing transactions even in areas with limited connectivity.
- Perform banking transactions anytime and anywhere using just your mobile phone.
- Transactions are processed quickly, saving you time.
- Protected with a unique PIN, ensuring your transactions remain safe.
- Simple and user-friendly, making it accessible to all customers.
- Allows balance inquiries, fund transfers, airtime purchases, bill payments, and more
Read: How to Register for Gtbank Ussd and Requirements
How to register an activate fcmb ussd
- Dial *329*0#** on your registered mobile phone linked to your FCMB account.
- Select the option to create or reset your USSD code.
- Enter the last 4 digits of your FCMB ATM card to verify your identity.
- Create a new 4-digit USSD PIN for secure transactions.
- Re-enter the PIN to confirm it.
- You’ll receive a message confirming successful enrollment
How to buy airtime from FCMB
You can easily top up your mobile phone from your FCMB account using USSD with these simple steps:
To top up your own phone:
- Dial *329*Amount# (Replace “Amount” with the desired recharge amount)
- Follow the on-screen prompts to confirm the transaction.
To top up another phone:
- Dial *329*Amount*MobileNumber# (Replace “Amount” with the desired recharge amount and “MobileNumber” with the phone number you want to top up)
- Follow the on-screen prompts to confirm the transaction.
Read; How to register for Fidelity bank Ussd and requirements
How to transfer money from FCMB
1. FCMB to FCMB Transfer:
For an FCMB-to-FCMB transfer using USSD, simply follow these steps:
- Dial *329*Amount*Account Number# on your registered phone number.
- Confirm the recipient’s details.
- Enter your PIN to authorize the transaction.
- You’ll receive a notification once the transfer is successful.
Make sure you have sufficient funds and a stable network connection.
2. FCMB to Other Banks Transfer via ussd
To transfer money from your FCMB account to other banks
- Dial *329*Amount*Account Number# from your registered phone number.
- Select the recipient’s bank from the list provided.
- Confirm the recipient’s details.
- Enter your PIN to authorize the transaction.
- You’ll receive a confirmation message once the transfer is successful.
You may also read: How to register for Ecobank USSD code without stress
How to check fcmb account balance
To check your FCMB account balance using USSD, follow these simple steps:
- Dial *329*00# from your mobile phone.
- Enter your 4-digit PIN
After entering your PIN, your account balance will be displayed on your screen. This is a quick and convenient way to check your balance without needing internet access or visiting a branch.
How to reset PIN or reset/create fcmb transaction code
You can reset your FCMB PIN or create a transaction code using USSD or the mobile app:
Using USSD
- Dial *329*0# on your registered phone numbe
- Select Create/Reset Code from the menu.
- Choose your ATM card (if you have multiple cards).
- Enter your ATM card PIN for verification.
- Create a new 4-digit transaction code and confirm it.
You may also like: How to Register for Access bank ussd code with Easy
How to block fcmb account
If you need to block your FCMB account for security reasons, here are some ways to do it:
Using USSD Code
- Dial *329*911# on your registered phone number*
- Select the option to block your account.
- Confirm your account details.
- Enter your PIN to complete the process.
How to block FCMB debit card
You need to block your FCMB debit card when you misplace it or steal so as to stop unauthorized transactions from your account , you need to freeze it .
1.To block FCMB account, Just dial *329#.
2.select self-service
3.select block card to block debit card
How to get fcmb mini statement of account
You can get your FCMB mini statement of account using USSD
- Dial *329# on your registered phone number.
- Select “Statement.”
- Choose “Mini Statement.”
- Your last five transactions will be displayed on your screen.
How to buy data from fcmb
You can buy data from FCMB using USSD or the mobile app:
Using USSD Code
- Dial *329*1*Phone Number# on your registered phone.
- Follow the on-screen instructions.
- Select your network provider (MTN, GLO, Airtel, or 9mobile).
- Choose the data bundle you want.
- Enter the recipient’s phone number.
- Confirm the transaction by entering your USSD PIN.
Using FCMB Mobile App
- Open the FCMB Mobile App and log in.
- Select “Buy Data” from the home screen.
- Choose your network provider.
- Select the data bundle you want.
- Enter the recipient’s phone number.
- Confirm the purchase by entering your mobile banking PIN.
FAQS
Q: What is FCMB USSD?
FCMB USSD (Unstructured Supplementary Service Data) is a mobile banking service that allows First City Monument Bank (FCMB) customers in Nigeria to perform various banking transactions directly from their mobile phones using a simple code *329#.
Q: What transactions can I perform using FCMB USSD?
With FCMB’s USSD banking service, you can perform a variety of transactions conveniently. Here are some key ones:
- Send money to FCMB accounts and other banks.
- Pay for electricity, cable TV, internet, and other services.
- Buy airtime and data for yourself or others.
- Check your account balance instantly.
- View your last five transactions.
- Withdraw cash without using your debit card.
- Block your account or debit card if needed.
- Link your BVN to your account.
- Create or reset your transaction PIN.
Q: What should I do if I forget my PIN?
If you forget your FCMB USSD PIN, here’s what you should do:
Using USSD Code (*329#):
- Dial *329*0# on the mobile number linked to your FCMB account.
- Select option “1” which is for “Reset PIN”.
- Enter your 4-digit ATM card PIN.
- Create your new 4-digit PIN for the *329# service.
- Confirm the new PIN.
Q: Can I use FCMB USSD on any phone?
Yes, you can use the FCMB USSD code *329# on virtually any type of mobile phone.
The great advantage of USSD banking is that it doesn’t require an internet connection or a smartphone. It works on even basic feature phones. As long as your mobile phone can dial USSD codes, you should be able to access FCMB’s USSD banking services.
Q: Can I use FCMB USSD to buy data?
Yes, you can use the FCMB USSD code *329# to buy data for any phone number
- Dial *329*1*Mobile Number#
Replace “Mobile Number” with the phone number you want to purchase data for. You will then be prompted to select a data plan and confirm the purchase using your USSD PIN.
Q: Can I use FCMB USSD to pay my bills?
Yes, you can use the FCMB USSD code *329# to pay some of your bills.
- DSTV/GOTV: Dial *329*2*Amount*Smartcard Number#
- Electricity Bill: Dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID#
So, for services like DSTV, GOTV, and electricity, you can conveniently make payments using the FCMB USSD service. You will need to have sufficient funds in your linked FCMB account to complete the transaction.
Q: Can I use FCMB USSD to block my card?
Yes, you can block your FCMB ATM card using USSD. Just follow these steps:
- Dial *329*911# from your registered mobile number*
- Select the option to block your ATM card.
- Follow the prompts to confirm the action by entering your bank account number and USSD PIN.
You can also block your card via the FCMB Mobile App or by contacting FCMB Customer Service
Conclusion
In conclusion, registering and activating the FCMB USSD code provides customers with a convenient and secure way to access banking services from their mobile phones. By following the steps outlined above, customers can easily set up their FCMB USSD code and begin using it to carry out various banking transactions.
It is important to keep their PIN confidential and follow security best practices to protect their account information.
